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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and easy, decision given immediately and funds...

Quick and easy, decision given immediately and funds in my account in less then 20 minutes after applying Reviewed on: 6th March 2026

Applied and got approved.

Applied and got approved. Excellent customer service Reviewed on: 6th March 2026

Amazing zopla

Very fast trouble free loan no hassle quick transfer of money not like the other lenders couldn’t be happier with the trouble free loan Reviewed on: 6th March 2026

My experience has been very good easy transaction an...

My experience has been very good easy transaction and service has been trouble free.I look forward to using Zopa in the future. Reviewed on: 6th March 2026

Quick and easy process with a fast response, very he...

Quick and easy process with a fast response, very helpful and understanding Reviewed on: 6th March 2026

Ease of appling for the loan and everything was cl...

Ease of applying for the loan and everything was clear to understand. Reviewed on: 6th March 2026

Exceptionally good service, easy process and quick a...

Exceptionally good service, easy process and quick access to funds. Reviewed on: 6th March 2026

So easy to apply and they let me know what I could b...

So easy to apply and they let me know what I could borrow Reviewed on: 6th March 2026

Quick results, very easy process, and straight forwa...

Quick results, very easy process, and straight forward would easily do it again. Reviewed on: 6th March 2026

A very efficient company, can’t recommend enough

A very efficient company, can’t recommend enough Reviewed on: 6th March 2026

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