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Zopa: Personal loan reviews

4.94
Based on 68,055 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

Zopa are so easy and nice to deal with.

5
Zopa are so easy and nice to deal with. You don't feel like their prying too much.They transfer the money quickly Reviewed on: 16th January 2026

Fast Application

5
Very fast application! Money was in my account minutes after being approved. Hassle free. The app is very good for keeping on track with how much is remaining and payment dates Reviewed on: 16th January 2026

Very fast and friendly helpful staff who listened t...

5
Very fast and friendly helpful staff who listened to my needs Reviewed on: 16th January 2026

Easy process, can monitor online which saves a lot o...

5
Easy process, can monitor online which saves a lot of time and hassle Reviewed on: 16th January 2026

Offered affordable loan at appropriate rates.

5
Offered affordable loan at appropriate rates. Good App making it easy to track and overpay when appropriate. Reviewed on: 16th January 2026

Easy process

5
Easy to apply for loan, kept updated on progress. Regularly monthly updates and regular information on whats available without pressure. Reviewed on: 16th January 2026

I love Zopa because is fast and easy and when I need...

5
I love Zopa because is fast and easy and when I needed was the only ap which helped faster Reviewed on: 16th January 2026

Quick Service Affordable Loans

5
I have a credit card and loans. The service for both is quick, thorough and reliable. The repayments are affordable. Reviewed on: 16th January 2026

Always a a first class provider.

5
Always a a first class provider. Easy to use site that keeps you up to date with where you are. Really useful help when paying off early and money is there quickly when you need it. Reviewed on: 16th January 2026

Hassle free borrowing.

5
Hassle free borrowing. The app is great and easy to use Reviewed on: 16th January 2026

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