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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Just quick and extremely easy to deal with

Just quick and extremely easy to deal with Reviewed on: 6th March 2026

Personal loan

Took out a personal loan with Zopa, so easy to set up and a good interest rate. Also the app is easy to use and you can see exactly where you are with your loan. Reviewed on: 6th March 2026

Its been the simplest process ever used, straightfo...

It’s been the simplest process ever used, straightforward easy to apply with quick response. Reviewed on: 6th March 2026

I have several loans from Zopa.

I have several loans from Zopa. Application was easy and I was approved quickly. The money was on my back within minutes. Reviewed on: 6th March 2026

Great srvice provider

Great service and very quick ,Easy to apply and sort - good service Reviewed on: 6th March 2026

Always there when I need them

Zopa make it quick and easy to sort out a loan and are so helpful. Reviewed on: 6th March 2026

Very quick and efficient customer service.

Very quick and efficient customer service. Great app to manage your loan and keep up to date with payments Reviewed on: 6th March 2026

Zopa where on the ball, totally awesome !

Zopa where on the ball immediately, they get a 100% rating from me. When I finish the loan I already have, there's a good chance that I'll be hopefully, take another loan,if I qualify. Reviewed on: 6th March 2026

There customer are top piority and customer service...

There customer are top piority and customer service is at the heart of the customer Reviewed on: 6th March 2026

Easy application.

Easy application. Money was transferred quickly. Reviewed on: 6th March 2026

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