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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy application helpful staff.

Easy application helpful staff. Money came quickly Reviewed on: 6th March 2026

easy smart and professional.

easy smart and professional. Any question was sorted Reviewed on: 6th March 2026

Very smooth.deal

Very smooth. I was not expecting my loan to be approved so quickly. So I am happy Reviewed on: 6th March 2026

Uncomplicated efficient service..

Easy application quick efficient service. Reviewed on: 6th March 2026

Simple process.

Simple, easy and hassle free. Very easy to apply for, the rate was reasonable and the funds were received straight away. The app is easy to read and manage too. Reviewed on: 6th March 2026

Fast service excellent i found it very reliable good...

Fast service excellent i found it very reliable good communication the emails and terma are clear Reviewed on: 6th March 2026

Friendly service .

Took a few days longer than specified, however customer service were friendly and once the decision had been made the money was in my account in minutes. Reviewed on: 6th March 2026

Very fast and efficient, excellent communication.

Very fast and efficient, excellent communication. Reviewed on: 6th March 2026

Quick easy application loans

I asked for a loan recently and was quick & straight forward money in my bank in no time Reviewed on: 6th March 2026

Very good no hassle everything straight forward

Very good no hassle everything straight forward Reviewed on: 6th March 2026

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