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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Very smooth.deal

Very smooth. I was not expecting my loan to be approved so quickly. So I am happy Reviewed on: 6th March 2026

Uncomplicated efficient service..

Easy application quick efficient service. Reviewed on: 6th March 2026

Simple process.

Simple, easy and hassle free. Very easy to apply for, the rate was reasonable and the funds were received straight away. The app is easy to read and manage too. Reviewed on: 6th March 2026

Fast service excellent i found it very reliable good...

Fast service excellent i found it very reliable good communication the emails and terma are clear Reviewed on: 6th March 2026

Friendly service .

Took a few days longer than specified, however customer service were friendly and once the decision had been made the money was in my account in minutes. Reviewed on: 6th March 2026

Very fast and efficient, excellent communication.

Very fast and efficient, excellent communication. Reviewed on: 6th March 2026

Quick easy application loans

I asked for a loan recently and was quick & straight forward money in my bank in no time Reviewed on: 6th March 2026

Very good no hassle everything straight forward

Very good no hassle everything straight forward Reviewed on: 6th March 2026

Pleased with the Service & how quick I was approved...

Pleased with the Service & how quick I was approved for my loan then how quickly the funds reached my account Reviewed on: 6th March 2026

Professional team and am pleased to understand how t...

Professional team and am pleased to understand how they provide good service for customers Reviewed on: 6th March 2026

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