Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

excellent quick and not stressful

excellent quick and not stressful Reviewed on: 19th January 2026

use Zopa for loan

were friendly did not make you feel awkward and very helpful Reviewed on: 19th January 2026

Very professional and customer friendly

Very professional and customer friendly Reviewed on: 19th January 2026

Excellent service.

Excellent service. Quick and easy. App easy to use. Reviewed on: 19th January 2026

Easy access and good website navigation

Easy access and good website navigation Reviewed on: 19th January 2026

Everything from applying for to getting the loan was...

Everything from applying for to getting the loan was very easy Reviewed on: 19th January 2026

Very quick, fair, easy to use, quick to pay out and...

Very quick, fair, easy to use, quick to pay out and easy to settle, also great incentives like money back for a loan taken out within 60 days of settling one. Reviewed on: 19th January 2026

Zopa gave me an immediate decision and enabled me to...

Zopa gave me an immediate decision and enabled me to buy the car I wanted. Thank you Reviewed on: 18th January 2026

zopa loan

got my loan with a great rate no hassle ,quick and easy transfer Reviewed on: 18th January 2026

Excellent company,

No faults with zoopa atall, fast friendly service Reviewed on: 18th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from The Money Co-op 4.84 from 242 reviews
Personal Loan
from AA 2.43 from 46 reviews
Payday Loan
from 247Moneybox 3.64 from 65 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub