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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Loan simple to apply for

5
Loan easily applied for simple steps immediate response very impressive Reviewed on: 16th January 2026

Always helpful and supportive.

5
Always helpful and supportive. Non judgemental about previous credit history. Helped us out of a difficult financial situation. Reviewed on: 16th January 2026

Zopa Financial Services

5
Zopa is a company that does exactly as it promises. If they say that a certain thing will happen, it actually does. Their processes and systems are straightforward making any loan application very easy to do. I have no hesitation whatsoever in recommending their services. Reviewed on: 16th January 2026

I want to win £1000

4
Affordable rate and great customer service!! Reviewed on: 16th January 2026

Would recommend Zopa to anyone who wants to get cred...

5
Would recommend Zopa to anyone who wants to get credit card or loan because Zopa is a quickest response to do when you need to get credits. Within a min you will get a feedback from Zopa. Reviewed on: 16th January 2026

Plain and simple, no exhausting questions and checks.

5
Plain and simple, no exhausting questions and checks. Just straight forward and simple yet professional Reviewed on: 16th January 2026

Very quick and easy and very fair

5
Very quick and easy and very fair Reviewed on: 16th January 2026

Easy and simple

5
Easy and simple to apply. And then all relevant information is available easily in app. Reviewed on: 16th January 2026

Quick and simple, Money in my account in minutes.

5
Quick and simple, Money in my account in minutes. Reviewed on: 16th January 2026

Very easy to apply, quick response, and very good t...

5
Very easy to apply, quick response, and very good terms for the amount you pay back for the loan. Reviewed on: 16th January 2026

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