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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

my wonderful experience with zopa

I have got a wonderful experience with Zopa there so helpful and reliable keep the good work up you guys are amazing Reviewed on: 18th January 2026

The team is very friendly, the process is very simpl...

The team is very friendly, the process is very simple and couldn't be any shifter. Reviewed on: 18th January 2026

Easy to deal with and on both occasions great rates

Easy to deal with and on both occasions great rates Reviewed on: 18th January 2026

Zopa , Splendid, Great

Since I’ve joined Zopa they’ve been fantastic and a low interest rate, perfect for me Reviewed on: 18th January 2026

Easy and quick.

it was so easy to deal with them and got instant response Reviewed on: 18th January 2026

Super Helpful

Advisors always helpful if need to speak with anyone, online chat spot on, nothing is too much trouble. Easy app to use. Makes looking after and tracking ones money so much easier. great service, great products, good rates. Reviewed on: 18th January 2026

Very good sarvice and helpful at all times

Very good sarvice and helpful at all times Reviewed on: 18th January 2026

From start to finish it was simple and stress free a...

From start to finish it was simple and stress free and great customer service Reviewed on: 18th January 2026

Very quick application, easy and also quick decision...

Very quick application, easy and also quick decision, good costumer service over the phone Reviewed on: 18th January 2026

Easy to set up and very fair rate.

Easy to set up and very fair rate. Kept up to date with Liam progress too and the app works well. Reviewed on: 18th January 2026

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