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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Don't delay, apply straight away

It was so easy to apply for a loan and also very quick. Reviewed on: 18th January 2026

Excellent service when I applied for loans

Excellent service when I applied for loans Reviewed on: 18th January 2026

Brilliant service, helpful and polite

Brilliant service, helpful and polite Reviewed on: 18th January 2026

Easy to complete questions, quick results

Easy to complete questions, quick results Reviewed on: 18th January 2026

Fast, stress free and professional.

Fast, stress free and professional. I would definitely recommend to others Reviewed on: 18th January 2026

It was a quick and simple process to deal with Zopa.

It was a quick and simple process to deal with Zopa. Questions answered quickly and honestly. Reviewed on: 18th January 2026

The best ever, they are there when you need them!

The best ever, they are there when you need them! Reviewed on: 18th January 2026

Happy customer

Easy to apply and quick decision and helpful after care service. Gave a credit card and personal loan with Zopa Reviewed on: 18th January 2026

Helpful The app was so easy to use and helpful

The app was so easy to use and helpful Reviewed on: 18th January 2026

It was a seamless experience and quickly sorted

It was a seamless experience and quickly sorted Reviewed on: 18th January 2026

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