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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Helpful The app was so easy to use and helpful

The app was so easy to use and helpful Reviewed on: 18th January 2026

It was a seamless experience and quickly sorted

It was a seamless experience and quickly sorted Reviewed on: 18th January 2026

Amazing service great app

So helpful has been great so far. Lots of helpful information and the app is just perfect Reviewed on: 18th January 2026

Great app, easy to use.

Great app, easy to use. Response time after applying for a loan is excellent. You can see where you are with your loan at anytime Reviewed on: 18th January 2026

Easy and quick

Easy application process, quick decision and funds transferred quickly too. Reviewed on: 18th January 2026

Online loan

Very easy loan application, easy to complete the loan application and money transferred very quickly Reviewed on: 18th January 2026

Brilliant

I have but only dealt with Zopa online when applying for loans and credit card and they have have very efficient. Reviewed on: 18th January 2026

Quick and easy application, money was in my bank wit...

Quick and easy application, money was in my bank within 20 minutes of applying. The app is easy and friendly to use. Customer service is excellent! Reviewed on: 18th January 2026

Friendly finance

Everything was so quick and stress free. Their website is easy to understand. Reviewed on: 18th January 2026

Fantastic Company

Great company to deal with - efficient and transparent. Reviewed on: 18th January 2026

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