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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Amazing service great app

So helpful has been great so far. Lots of helpful information and the app is just perfect Reviewed on: 18th January 2026

Great app, easy to use.

Great app, easy to use. Response time after applying for a loan is excellent. You can see where you are with your loan at anytime Reviewed on: 18th January 2026

Easy and quick

Easy application process, quick decision and funds transferred quickly too. Reviewed on: 18th January 2026

Online loan

Very easy loan application, easy to complete the loan application and money transferred very quickly Reviewed on: 18th January 2026

Brilliant

I have but only dealt with Zopa online when applying for loans and credit card and they have have very efficient. Reviewed on: 18th January 2026

Quick and easy application, money was in my bank wit...

Quick and easy application, money was in my bank within 20 minutes of applying. The app is easy and friendly to use. Customer service is excellent! Reviewed on: 18th January 2026

Friendly finance

Everything was so quick and stress free. Their website is easy to understand. Reviewed on: 18th January 2026

Fantastic Company

Great company to deal with - efficient and transparent. Reviewed on: 18th January 2026

Zopa loan.

Easy to apply for loan,good money value for short or long term. Reviewed on: 18th January 2026

A very quick and easy process offered at a great rat...

A very quick and easy process offered at a great rate, with easy to understand instructions Reviewed on: 18th January 2026

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