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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

The app is very well made and very easy to use.

The app is very well made and very easy to use. Reviewed on: 19th January 2026

I had an excellent experience with Zopa.

I had an excellent experience with Zopa. The loan application process was incredibly smooth and straightforward, and I was impressed by how quickly my application was approved. Everything was handled efficiently, which saved me a lot of time and stress. Reviewed on: 19th January 2026

Very quick decision for a loan request and funds wer...

Very quick decision for a loan request and funds were transferred within 2 hours as advised. Reviewed on: 19th January 2026

Choose Zopa

Quick hassle free service with an immediate decision. Reviewed on: 19th January 2026

Easy to apply money straight in Bank

Easy to apply money straight in Bank Reviewed on: 19th January 2026

Very easy and quick, just what I needed.

Very easy and quick, just what I needed. I didn't want long drawn out processes when I already have a busy life. This just worked for me. Reviewed on: 19th January 2026

Fantastic seamless application

Fantastic seamless a matter of hours from application to pay our. Reviewed on: 19th January 2026

Zopa has been great for me.

Zopa has been great for me. The app to manage my loan is easy to use, and I'm kept up to date with different offers and services via email. Reviewed on: 19th January 2026

Great product.

Great product. Simple to apply. Once approved received the money quickly. Reviewed on: 19th January 2026

Review of zopa

Great to deal with easy to understand great communication Reviewed on: 19th January 2026

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