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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Fast efficient company whom I would recommend to any...

5
Fast efficient company whom I would recommend to anyone. Reviewed on: 16th January 2026

Consolidated

5
Ease from start to finish, also notifications of any changes in good time Reviewed on: 16th January 2026

Quick easy and efficient service

5
Easy forms quick and efficient service friendly and helpful staff Reviewed on: 16th January 2026

Trustable website

5
It was not complicated to follow the instructions. Zopa is honest Reviewed on: 16th January 2026

Professional and reliable .

5
Were fast and prompt reply to my request for a loan. Thank you. Highly recommend them Reviewed on: 16th January 2026

The loan process was quick and easy.

5
The loan process was quick and easy. The customer service is very efficient and friendly Reviewed on: 16th January 2026

Needed a loan and was incredibly easy to arrange.

5
Needed a loan and was incredibly easy to arrange. Excellent advice on being careful with credit and good functions for monitoring repayments and options for paying extra Reviewed on: 16th January 2026

Nice and quick really.

5
Nice and quick really. Easy process although I need to download the app. Just short of time. Reviewed on: 16th January 2026

Excellent service

5
From start to finish the process was easy to follow, customer service always excellent and decision was very quick Reviewed on: 16th January 2026

Friendly helpful and quick.

5
Friendly helpful and quick. This has helped my get my home on track which has helped my health tremendously. Reviewed on: 16th January 2026

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