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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick, easy and applications online

Quick, easy and applications online Reviewed on: 19th January 2026

Easy to talk easy decision making

Easy to talk easy decision making Reviewed on: 19th January 2026

Easy to manage, affordable rates

Easy to manage, affordable rates Reviewed on: 19th January 2026

The efficient and friendly Zopa

Found Zopa to be very efficient and friendly. The customer service people always listen and do their best to help. I have never had any problems Reviewed on: 19th January 2026

Quick, simple and painless.

Quick, simple and painless. The whole process was easy and stress free Reviewed on: 19th January 2026

Very simple process and speedy acceptance

Very simple process and speedy acceptance Reviewed on: 19th January 2026

Very fast and accurate,excellent to borrow money

Very fast and accurate,excellent to borrow money Reviewed on: 19th January 2026

Nothing bad to say...

Nothing bad to say; the rates were good and the service excellent Reviewed on: 19th January 2026

Lots of money

Easy to contact and result quickly resolved Reviewed on: 19th January 2026

Easy and no waste of time process

Easy and no waste of time process Reviewed on: 19th January 2026

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