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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

very good bank very good bank very good bank

very good bank very good bank very good bank Reviewed on: 19th January 2026

Quick and easy to apply.

Quick and easy to apply. Same day decision and cash in bank Reviewed on: 19th January 2026

The service was excellent and above that the dispers...

The service was excellent and above that the dispersal of funds was immediate following the completion of application. Reviewed on: 19th January 2026

Great service and excellent customer support

Great service and excellent customer support Reviewed on: 19th January 2026

Good experience -well recommended

Good experience -dealt with the matter professionally with patience and with care. Reviewed on: 19th January 2026

Personal loan

Great service approved for loan quickly and money was in my account within minutes. Would definitely recommend company and already have done. Good rate and very simple process. Reviewed on: 19th January 2026

Re-finance loan

I applied to refinance my car, and the experience has been smooth and easy. I would recommend Zopa. Reviewed on: 19th January 2026

quick service - loan arrived quickly

quick service - loan arrived quickly Reviewed on: 19th January 2026

Quick, easy and applications online

Quick, easy and applications online Reviewed on: 19th January 2026

Easy to talk easy decision making

Easy to talk easy decision making Reviewed on: 19th January 2026

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