Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very fast action and smooth experience about loan

Very fast action and smooth experience about loan Reviewed on: 19th January 2026

I applied for a personal loan.

I applied for a personal loan. The whole process was very efficient and pain free. I’ve since recommended Zopa to several people Reviewed on: 19th January 2026

very good bank very good bank very good bank

very good bank very good bank very good bank Reviewed on: 19th January 2026

Quick and easy to apply.

Quick and easy to apply. Same day decision and cash in bank Reviewed on: 19th January 2026

The service was excellent and above that the dispers...

The service was excellent and above that the dispersal of funds was immediate following the completion of application. Reviewed on: 19th January 2026

Great service and excellent customer support

Great service and excellent customer support Reviewed on: 19th January 2026

Good experience -well recommended

Good experience -dealt with the matter professionally with patience and with care. Reviewed on: 19th January 2026

Personal loan

Great service approved for loan quickly and money was in my account within minutes. Would definitely recommend company and already have done. Good rate and very simple process. Reviewed on: 19th January 2026

Re-finance loan

I applied to refinance my car, and the experience has been smooth and easy. I would recommend Zopa. Reviewed on: 19th January 2026

quick service - loan arrived quickly

quick service - loan arrived quickly Reviewed on: 19th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Logbook Loan
from Auto Advance 0.00 from 0 reviews
Personal loan
from Creation 3.66 from 62 reviews
Personal loan
from 118 118 Money 4.76 from 4612 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub