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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Fast flexible and great app!

5
Fast flexible and great app! Found the website and the comms very good and easy to use Reviewed on: 16th January 2026

Instant results friendly service and great results...

5
Instant results friendly service and great results very informative Reviewed on: 16th January 2026

Excellet !!!

5
Professional, Informative, Quick, excellent Customer Service Reviewed on: 16th January 2026

Happy experience

5
App is easy to use, had no problems what so ever Reviewed on: 16th January 2026

Easy to arrange in one simple call

5
Easy to arrange one simple call no hassle Reviewed on: 16th January 2026

It was quick with quotes and reasonable too ans rece...

5
It was quick with quotes and reasonable too ans received my money quickly Reviewed on: 16th January 2026

Very easy 5*

5
Very easy to apply, great fast service, no jargon Reviewed on: 16th January 2026

Live chat is very helpful

5
Live chat is very helpful, very understanding with late payment over Christmas period Reviewed on: 16th January 2026

I needed to consolidate my finances

5
I needed a loan to consolidate my finances and I applied with zopa.. I received the loan mere minutes later and the interest repayment was much lower than my previous loan which was a smaller amount than the 1 I had from zopa. Would recommend and use again in the future. Reviewed on: 16th January 2026

Excellent service.

5
Excellent service. Very professional and easy to deal with Reviewed on: 16th January 2026

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