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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Easy to deal with, with excellent customer service a...

5
Easy to deal with, with excellent customer service and support. Accurate and honest feedback. Money in my account the same day! Reviewed on: 18th January 2026
Daniel C's avatar
Daniel C

Fast and reliable

5
I applied for a loan on the day I had to pay my rent. I had been ill for quite a long period, for several months, and I didn’t know about Universal Credit. When I eventually applied, it was too late — appointments and interview dates were scheduled two months ahead. I needed money that very day, and I received it. THANK YOU, ZOPA. Reviewed on: 18th January 2026
Cosmin Lupascu's avatar
Cosmin Lupascu

Great experience and good company to work with

5
Great experience and good company to work with Reviewed on: 18th January 2026
Doughnut's avatar
Doughnut

Fast and reliable

5
Fast, reliable and excellent services. Reviewed on: 18th January 2026
Afua K's avatar
Afua K

I got Zopa during the most important period for me a...

5
I got Zopa during the most important period for me and ever since then I have never had single bad experiences with them. On top of that it helped me get the simple loan to pay off something urgently in need with no problems. Thank you Zopa team, you are awesome. I’m sure I’m not the only satisfied customer and you will be blessed. Reviewed on: 18th January 2026
Susan Mary 's avatar
Susan Mary

Highly Recommended!

5
Excellent application process and the app is so easy to view and manage my account. Reviewed on: 18th January 2026
Ian S's avatar
Ian S

It was easy to navigate and apply for a loan.

5
It was easy to navigate and apply for a loan.I also love how you can see your payments on the app. Reviewed on: 18th January 2026
Gail C's avatar
Gail C

Service review

5
Easy process very fast decision Customer service is good fast at answering questions Reviewed on: 18th January 2026
lorraine m's avatar
lorraine m

On a Sunday morning I came to the realization that I...

5
On a Sunday morning I came to the realization that I needed a car and that I wanted to borrow enough for a car AND enough to pay for some home improvement s needed (new flat roof and insulation). I applied online and was successful. They gave me the advertised rate (which I have found in the past others do not) and my money was in my bank in seconds when I was expecting to have to wait till Monday. Very happy. Reviewed on: 18th January 2026
Mel Quick 's avatar
Mel Quick

Easy to use app

5
Very straight forward when applying for a loan, no complications. Process is done quickly. Money transferred in to my bank the same day. No issues. Reviewed on: 18th January 2026
Marie's avatar
Marie

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