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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

My experience has not been short of 100% from custom...

My experience has not been short of 100% from customer service to options, an amazing company. Reviewed on: 17th January 2026

Quick and easy process.

Quick and easy process. The app is easy to use and understand. Reviewed on: 17th January 2026

I've always been able to rely on dopamine when needed.

I've always been able to rely on dopamine when needed. Fair rates, easy to access funds and manage. Reviewed on: 17th January 2026

Easy to use application process.

Easy to use application process. Quick service Reviewed on: 17th January 2026

When I was looking for a loan ZOPA came up with best...

When I was looking for a loan ZOPA came up with best interest rate, application was quick and easy once approved money in bank within an hour. I gat regular statements and payment reminders Reviewed on: 17th January 2026

Zopa loan

Zopa was very easy to use got a response very quickly money in account within 48 hours very happy Reviewed on: 17th January 2026

Everything from start to finish exceeded all expecta...

Everything from start to finish exceeded all expectations / many thanks to Zopa! Reviewed on: 17th January 2026

Zopa has been brilliant.

Zopa has been brilliant. Easy process from the start. Reviewed on: 17th January 2026

Really good experience from start to finish no probl...

Really good experience from start to finish no problems with application straight forward soon as I was accepted money was in my bank very quickly Reviewed on: 17th January 2026

No hassle and easy to use website.

No hassle and easy to use website. Would definitely recommend. Reviewed on: 17th January 2026

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