Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick and easy loan application money in my bank wit...

Quick and easy loan application money in my bank within half a hour Reviewed on: 17th January 2026

Great, easy to use app, and I had a decision very qu...

Great, easy to use app, and I had a decision very quick. Reviewed on: 17th January 2026

Quick and helpful

I applied for a loan and the service was efficient,quick and I get regular updates and information Reviewed on: 17th January 2026

I borrowed money from Zopa.

I borrowed money from Zopa. They have excellent customer service and money deposited in my account with in three days Reviewed on: 17th January 2026

An excellent bank to deal with.

An excellent bank to deal with. Friendly, helpful and efficient staff. I would definitely recommend this company. Reviewed on: 17th January 2026

Quick and easy

Quick and easy to arrange . No problems. Reviewed on: 17th January 2026

Online application fast results money in account wit...

Online application fast results money in account with in 2 hours Reviewed on: 17th January 2026

Really helped me when I was in a tight spot by provi...

Really helped me when I was in a tight spot by providing quick and easy lending decisions Reviewed on: 17th January 2026

Really helpful and great to know you there if I need...

Really helpful and great to know you there if I need help Reviewed on: 17th January 2026

Honest, reliable company.

I have had a very smooth online journey with Zopa and don't believe I have ever had to contact anyone to discuss any issues. This shows that the online service and app that is provided is meeting all my expectations with an easy to access information and clear communication. Reviewed on: 17th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loans
from Cockle Finance 4.93 from 814 reviews
Personal Loan
from RBS 3.57 from 12 reviews
Personal loan
from 118 118 Money 4.76 from 4612 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub