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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Really good experience from start to finish no probl...

Really good experience from start to finish no problems with application straight forward soon as I was accepted money was in my bank very quickly Reviewed on: 17th January 2026

No hassle and easy to use website.

No hassle and easy to use website. Would definitely recommend. Reviewed on: 17th January 2026

Quick and easy loan application money in my bank wit...

Quick and easy loan application money in my bank within half a hour Reviewed on: 17th January 2026

Great, easy to use app, and I had a decision very qu...

Great, easy to use app, and I had a decision very quick. Reviewed on: 17th January 2026

Quick and helpful

I applied for a loan and the service was efficient,quick and I get regular updates and information Reviewed on: 17th January 2026

I borrowed money from Zopa.

I borrowed money from Zopa. They have excellent customer service and money deposited in my account with in three days Reviewed on: 17th January 2026

An excellent bank to deal with.

An excellent bank to deal with. Friendly, helpful and efficient staff. I would definitely recommend this company. Reviewed on: 17th January 2026

Quick and easy

Quick and easy to arrange . No problems. Reviewed on: 17th January 2026

Online application fast results money in account wit...

Online application fast results money in account with in 2 hours Reviewed on: 17th January 2026

Really helped me when I was in a tight spot by provi...

Really helped me when I was in a tight spot by providing quick and easy lending decisions Reviewed on: 17th January 2026

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