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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Really helpful and great to know you there if I need...

Really helpful and great to know you there if I need help Reviewed on: 17th January 2026

Honest, reliable company.

I have had a very smooth online journey with Zopa and don't believe I have ever had to contact anyone to discuss any issues. This shows that the online service and app that is provided is meeting all my expectations with an easy to access information and clear communication. Reviewed on: 17th January 2026

Personal Loan

Very easy, straightforward & quick process. With very competitive rates. Reviewed on: 17th January 2026

I've Used Zopa a few times in the past , ALWAYS easy...

I've Used Zopa a few times in the past , ALWAYS easy , fast , hassle free... Reviewed on: 17th January 2026

Loan to pay off a few bills

Very quick on reply, did not take long at all. Reviewed on: 17th January 2026

Brilliant

Very easy to use there web site and you know in a matter of minutes if you’re except for a loan and it’s in a you very quickly Reviewed on: 17th January 2026

Very easy to apply and very quick process

Very easy to apply and very quick process Reviewed on: 17th January 2026

Easy process and great App

Easy to apply, instant funds and app is user friendly and great for monitoring finances. Reviewed on: 17th January 2026

Great team, great service

Zopa team made me feel valued as a customer, were responsive and understood my requirements Reviewed on: 17th January 2026

Highly recommend

Highly recommend to people as you are a fantastic service and help and advice when needed so much I can not thank you enough for be so outstanding thank you Reviewed on: 17th January 2026

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