Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

View other Zopa products

4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68054)

Great service and excellent company

Great service and excellent company Reviewed on: 16th January 2026

Very quick and easy to arrange the loan and have fun...

Very quick and easy to arrange the loan and have funds paid into my account Reviewed on: 16th January 2026

Quick and easy to set up and pay

Quick and easy to set up and pay Reviewed on: 16th January 2026

Great Zopa bank!

Great Zopa bank!Fast applying and fast decision!Easy to use and understand!Really like it! Reviewed on: 16th January 2026

I love this bank.

I love this bank. They really value their customers Reviewed on: 16th January 2026

Excellent service

Excellent service, speedy process with an affordable loan Reviewed on: 16th January 2026

It was so quick and easy to dwal with Zopa

It was so quick and easy to dwal with Zopa Reviewed on: 16th January 2026

Got credit card no problem at all which I’m very hap...

Got credit card no problem at all which I’m very happy with, then on the app it says I was eligible for a loan with a good apr I applied and money was in my bank within approximately 45-60 seconds and I’m managing credit card and loan repayments very well so I’m very satisfied many thanks Reviewed on: 16th January 2026

Easy and quick to get

Zopa made it very easy to get the loan and quick. With a credit score like I had when I applied for the loan the amount I pay back is very good and very reasonable. They always keep me informed when my next payment is due just incase I forget which is also good so I make sure i have got enough in to pay back. Reviewed on: 16th January 2026

Great customer service

Your customer advisor was professional, kind and patient Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from 1st Class Credit Union 5.00 from 22 reviews
Payday loan (discontinued)
from MPP Money (inactive company) 2.64 from 4 reviews
Loans
from Bedford Credit Union 5.00 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub