Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa survey

Easy to use and helpful customer support when applying Reviewed on: 17th January 2026

Easy to deal with and do exactly what they say they...

Easy to deal with and do exactly what they say they will do Reviewed on: 17th January 2026

Easy online and excellent app best place to go

Easy online and excellent app the helpline is good and you are treated respectfully Reviewed on: 17th January 2026

Always there when I needed them.

Always there when I needed them. Very fast payment once credit has been checked Reviewed on: 17th January 2026

Zopa exceptional services.

Zopa offers an exceptional range of services. The convenience of managing all your accounts within a single app greatly enhances your ability to control and oversee your financial matters. Additionally, Zopa provides monthly reminders for loan and credit card repayments, helping you stay on track and avoid missed payments. Their diverse offerings include various loan options, credit cards, and savings accounts, catering to a wide array of financial needs. I am thoroughly satisfied with Zopa and would highly recommend their services to anyone seeking reliable financial management solutions. Reviewed on: 17th January 2026

Great assistance at a critical pinch time

Great assistance at a critical pinch time Quick to apply for and very quick to approve without having to wait and worry Reviewed on: 17th January 2026

Zopa helped me become financially stable.

Zopa helped me become financially stable. Reviewed on: 17th January 2026

Professional Job

The guidance in terms of procedure and advice stands out for me. Reviewed on: 17th January 2026

I find zopa so easy to use and have no complaints ab...

I find zopa so easy to use and have no complaints about them all. Reviewed on: 17th January 2026

Pleasurable business

The loan i initally took with zopa wasba delight nothing was too much trouble throughoutbthe whole process as 8 asked numerous questions all were answered with amazing answers without all the long words usually found with financial matters .i would recommend them to everyone.with a thousand stars Reviewed on: 17th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short term credit (discontinued)
from Peachy (inactive company) 4.55 from 212 reviews
Inheritance Loan
from Ampla Finance 0.00 from 0 reviews
Payday loan (discontinued)
from 100Pounds (inactive company) 4.11 from 22 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub