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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

I find zopa so easy to use and have no complaints ab...

I find zopa so easy to use and have no complaints about them all. Reviewed on: 17th January 2026

Pleasurable business

The loan i initally took with zopa wasba delight nothing was too much trouble throughoutbthe whole process as 8 asked numerous questions all were answered with amazing answers without all the long words usually found with financial matters .i would recommend them to everyone.with a thousand stars Reviewed on: 17th January 2026

Loan handled speedily and at a very competitive rate.

Loan handled speedily and at a very competitive rate. Progress was emailed st each stage of the application with a final telephone call to tell me my application was successful. ECcellent service Reviewed on: 17th January 2026

Easy to set up good rates would recommend

Easy to set up good rates would recommend Reviewed on: 17th January 2026

An easy process to get a loan good customer service...

An easy process to get a loan good customer service would recommend. Reviewed on: 17th January 2026

Easiest loan application ever

Easiest loan application ever absolutely brilliant from start to transfer Reviewed on: 17th January 2026

Zopa Gets it Right!

Doing my loan through Zopa was simple, quick and efficient. I always get a direct debit reminder, and can check the progress of my account simply in seconds. Zopa has thought of everything the customer needs from application to servicing. Well done Zopa! Reviewed on: 17th January 2026

Fast and efficient professional service would defini...

Fast and efficient professional service would definitely recommend . Reviewed on: 17th January 2026

Quick and easy transactionGood service and not too c...

Quick and easy transactionGood service and not too complicated Reviewed on: 17th January 2026

The experience has been excellent.

The experience has been excellent. Didn't need to speak to anyone. Money in my account within minutes. The interest is reasonable as well. Make sure you are able to afford the repay. Reviewed on: 17th January 2026

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