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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Very easy to apply superb customer service

Very easy to apply superb customer service Reviewed on: 17th January 2026

Really really good and simple

Plain and simple, organised in minutes Reviewed on: 17th January 2026

The best.

This is my second Zopa loan . My first loan was used towards getting the best dental implants and I paid that loan out of my second loan which i needed as my mother died before Xmas and it covered the funeral costs that were very high .i can’t thank Zapa enough for their help financially because it’s been very difficult and I had some spare from the second loan to make a payment off my credit card so thank you because you helped me when i desperately needed it . Reviewed on: 17th January 2026

Very quick to apply , and quick call from a professi...

Very quick to apply , and quick call from a professional , money straight in your account. Couldn't be any easier Reviewed on: 17th January 2026

It was very quick action ,20min and I had money on m...

It was very quick action ,20min and I had money on my an account. Reviewed on: 17th January 2026

Really easy to deal with and nothing is too much tro...

Really easy to deal with and nothing is too much trouble. Reply really quick if you need to contact them thank you Reviewed on: 17th January 2026

Very easy to apply.

Very easy to apply. And a great app that is so easy to use to follow when your payments are Reviewed on: 17th January 2026

Zopa loan

Very easy application, money was in account in minutes. Affordable monthly payment Reviewed on: 17th January 2026

No hassle banking

So easy to apply for a loan and the app is very good no hassle bank. Reviewed on: 17th January 2026

Great service and customer focus

Great service and customer focus Reviewed on: 17th January 2026

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