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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Easy to work with , clear information and timely res...

Easy to work with , clear information and timely responses Reviewed on: 16th January 2026

absolutely brilliant and easy to use service no mess...

absolutely brilliant and easy to use service no messing about and no hidden agenda Reviewed on: 16th January 2026

Very good customer service and helpful

Very good customer service and helful. Reviewed on: 16th January 2026

Great company with competitive rates.

Great company with competitive rates. They really go above and beyond in customer service. Application process very easy and you can keep track on the app. Would definitely recommend Reviewed on: 16th January 2026

Always helpful.

Always helpful. Quick decision on loans Reviewed on: 16th January 2026

Quick easy and value for money.

Quick easy and value for money. Form on line was simple and money in account in minutes. Reviewed on: 16th January 2026

Highly recommend zopa

Easy to navigate. Simple application from start to finish! Money transferred within 5 minutes. Ease to use app to manage my loan. Reviewed on: 16th January 2026

Brillant, easy, clear, the app is great too

Brillant, easy, clear, the app is great too Reviewed on: 16th January 2026

Brilliant company

My boiler broke down just before winter was told I needed a new one. Applied to Zopa for a loan, couldn't believe their great interest rates compared to other lenders, accepted the offered loan, money in the bank straight away and then easy online loan management, changed Direct Debit date straight away to my preferred date, absolutely fantastic, why aren't all loans this easy? Breath of fresh air, truly !! Reviewed on: 16th January 2026

Seamless application process and instant money avail...

Seamless application process and instant money available Reviewed on: 16th January 2026

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