Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Trustworty

All done smoothly and nothing hidden. Trustworthy Reviewed on: 17th January 2026

Fantastic experience

Fantastically easy online experience from start to finish . . Reviewed on: 17th January 2026

Quick interactive and easy to use.

Quick interactive and easy to use. Decisions very quick. Account detail very accessible and well laid out. Good communication every month. Reviewed on: 17th January 2026

Very supportive

Very supportive, great, user friendly app. Reviewed on: 17th January 2026

Excellent service from beginning to end, helpful hom...

Excellent service from beginning to end, helpful homes and really transparent..love the app very user friendly..highly recommend! Reviewed on: 17th January 2026

I have used Zopa a couple of times

I have used Zopa a couple of times and they have been very helpful. And they always notify you when the payment is taken Reviewed on: 17th January 2026

Easy to apply and good commissions.

Easy to apply and good commissions. Reviewed on: 17th January 2026

Easy, efficient and prompt online service.

Easy, efficient and prompt online service. Reviewed on: 17th January 2026

Redefines the lending experience with simplicity and...

Redefines the lending experience with simplicity and speed. Offering instant approval and immediate disbursement... eliminates the lengthy waiting periods". Reviewed on: 17th January 2026

Brilliant service

Easy quick service. Smooth process. Reviewed on: 17th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan (discontinued)
from CU Loans (inactive company) 4.10 from 2 reviews
Peer to peer lending (discontinued)
from eMoneyUnion (inactive company) 4.06 from 1 reviews
Personal loan
from OakbrookAdvance (formerly Finio Loans) 4.83 from 6807 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub