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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Simple & quick in one click

The info provided was clear and concise. The online application was simple and swift. It was refreshing to just have things so simple and an instant answer. Then the funds were in my account within minutes!! It took a lot of my anxiousness away know I had tidied up my finances in one quick click and the pressure was off for the next few years. Reviewed on: 17th January 2026

Quick, easy and no pressure.

Quick, easy and no pressure. A pleasure Reviewed on: 17th January 2026

Easy application.

I was searching for a loan through ClearScore and Zopa was a company that was recommended. The ease of applying was so easy and so quick. Reviewed on: 17th January 2026

fast and friendly

Had few loans best service, fast and friendly Reviewed on: 17th January 2026

Worth a look

Very easy to use and good customer service Reviewed on: 17th January 2026

Nice banking with zopa Zopa has excellent customer s...

Nice banking with zopa Zopa has excellent customer service. Since banking with zopa I have been doing great with my finance Reviewed on: 17th January 2026

Easy to apply, quick response.

Easy to apply, quick response. All correspondence is written in language you can understand and is very helpful. Reviewed on: 17th January 2026

I reached out to Zopa for a loan when I needed it th...

I reached out to Zopa for a loan when I needed it the most,when times have been hard for a lot of people. There was no stress in filling out the loan application with a fast response and payments affordable to pay back. Great company, Thankyou Reviewed on: 17th January 2026

Very smooth and easy transactions

Very smooth and easy transactions Reviewed on: 17th January 2026

Professional

Very easy to use and very helpful, would recommend Zopa to anyone. Reviewed on: 17th January 2026

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