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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Super clear and efficient application process.

Super clear and efficient application process. Swift payment of funds. Great app! Which helps me manage my finances. Thank you. Reviewed on: 16th January 2026

From start to finish excellent communication great c...

From start to finish excellent communication great competitive rates and ensured I was able to repay what I borrowed Reviewed on: 16th January 2026

I found it really easy to apply and i had no problem...

I found it really easy to apply and i had no problems, and money was in my bank really quick. Reviewed on: 16th January 2026

Easy to apply and quick decision

Easy to apply and quick decision Reviewed on: 16th January 2026

Quick to set up and quick to get the money...

Quick to set up and quick to get the money Reviewed on: 16th January 2026

From the day i joined they have been brilliant easy...

From the day i joined they have been brilliant easy to download and use the app, great service all round. Would recommend to family and friends. Keep up the great work. Reviewed on: 16th January 2026

Quick and easy.

Quick and easy. Helpful and simple to apply and money was dispensed quickly Reviewed on: 16th January 2026

Quick service and easy app access

Quick service and easy app access Reviewed on: 16th January 2026

Would definitely recommend and use again excellent s...

Would definitely recommend and use again excellent service Reviewed on: 16th January 2026

Rates are a little high but service is good.

Rates are a little high but service is good. Reviewed on: 16th January 2026

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