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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very smooth and easy transactions

Very smooth and easy transactions Reviewed on: 17th January 2026

Professional

Very easy to use and very helpful, would recommend Zopa to anyone. Reviewed on: 17th January 2026

Very easy to navigate the app and to view my account...

Very easy to navigate the app and to view my account, make extra payments etc, fast and hastle free service when applied for a loan and into your account fast Reviewed on: 17th January 2026

Best lander, easy process, quick disbursement

Best lander, easy process, quick disbursement Reviewed on: 17th January 2026

fast, reasonable and easy to manage

fast, reasonable and easy to manage Reviewed on: 17th January 2026

Very helpful and polite when called app is easy to...

Very helpful and polite when called app is easy to use Reviewed on: 17th January 2026

Easy to deal with with a great app

Easy to deal with with a great app Reviewed on: 17th January 2026

Easy to apply.

Easy to apply. Quick result. Immediate availability of funds. Reviewed on: 17th January 2026

Zips Best bank

Very pleased with the services the bank offers and clearly see how your loan is paid and reducing Reviewed on: 17th January 2026

Easy to use same day funds easy to manage

Easy to use same day funds easy to manage Reviewed on: 17th January 2026

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