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Zopa: Personal loan reviews

4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Very easy to use the app and the service...

5
Very easy to use the app and the service is great Reviewed on: 17th January 2026

Zopa were brilliant.

5
Zopa were brilliant. Everything was simple, transparent and friendly. I would thoroughly recommend them to anyone who needs a loan and might be wary of the process because they make it easy and quick. Reviewed on: 17th January 2026

Very helpful.

5
Very helpful. Friendly service. Never had a problem with this service. Loan part was excellent too Reviewed on: 17th January 2026

Easy and quick the money was in my bank account in 1...

5
Easy and quick the money was in my bank account in 10 minutes Reviewed on: 17th January 2026

I found the service very quick and easy, highly reco...

5
I found the service very quick and easy, highly recommend. I have used them a couple of times Reviewed on: 17th January 2026

Excellent company, brilliant online app all round A*...

5
Excellent company, brilliant online app all round A***** Reviewed on: 17th January 2026

I have used Zopa several times over the years and th...

5
I have used Zopa several times over the years and their quality of service is excellent. Reviewed on: 17th January 2026

No nonsense.

5
Excellent professional and personal service. Reviewed on: 17th January 2026

Zopa is great!!

5
Easy and straightforward, have used them a few times, it's hassle free! Reviewed on: 17th January 2026

Easy to arrange and good rate

5
The loan was very easy to arrange and I have had no issues. Good rate also. Would recommend Reviewed on: 17th January 2026

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review