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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68054)

Zopa a great company!

5
Easy to deal with and staff always friendly and helpful. A pleasure to deal with. Reviewed on: 16th January 2026
Duncan Bowers's avatar
Duncan Bowers

Very friendly staff and dealt with all my enquiries...

5
Very friendly staff and dealt with all my enquiries very quick and efficiently. Would recommend to all customers. Reviewed on: 16th January 2026
Rizwana K's avatar
Rizwana K

Fast and efficient, funds were in my account within...

5
Fast and efficient, funds were in my account within minutes at a reasonable rate Reviewed on: 16th January 2026
Chad W's avatar
Chad W

Always to hand if needed and always keeping customer...

5
Always to hand if needed and always keeping customers updated Reviewed on: 16th January 2026
Paul W's avatar
Paul W

Both loans have been effortless.

5
Both loans have been effortless. Easy and quick procedure with excellent customer service throughout Reviewed on: 16th January 2026
Madeleine M's avatar
Madeleine M

App is easy to use

5
App is easy to use and easy to apply, have reccomended to a few friends Reviewed on: 16th January 2026
Naomi M's avatar
Naomi M

Nice and easy and good customer service

5
Nice and easy and good customer service Reviewed on: 16th January 2026
Richard M's avatar
Richard M

Quick and efficient from time of requesting to recei...

5
Quick and efficient from time of requesting to receiving consolidation loan Reviewed on: 16th January 2026
Keith L's avatar
Keith L

I have had loans from Zopa for the past 3 years and...

5
I have had loans from Zopa for the past 3 years and it’s been great. I have not had any issues with it at all. I would recommend Zopa to anyone looking for a loan. Their interest rates are obviously subject to personal circumstances. Reviewed on: 16th January 2026
Joel L's avatar
Joel L

Excellent service, hassle free.

5
Excellent service, hassle free. Speedy process which makes life so much easier. Reviewed on: 16th January 2026
Ian C's avatar
Ian C

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