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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Very helpful.

Very helpful. Friendly service. Never had a problem with this service. Loan part was excellent too Reviewed on: 17th January 2026

Easy and quick the money was in my bank account in 1...

Easy and quick the money was in my bank account in 10 minutes Reviewed on: 17th January 2026

I found the service very quick and easy, highly reco...

I found the service very quick and easy, highly recommend. I have used them a couple of times Reviewed on: 17th January 2026

Excellent company, brilliant online app all round A*...

Excellent company, brilliant online app all round A***** Reviewed on: 17th January 2026

I have used Zopa several times over the years and th...

I have used Zopa several times over the years and their quality of service is excellent. Reviewed on: 17th January 2026

No nonsense.

Excellent professional and personal service. Reviewed on: 17th January 2026

Zopa is great!!

Easy and straightforward, have used them a few times, it's hassle free! Reviewed on: 17th January 2026

Easy to arrange and good rate

The loan was very easy to arrange and I have had no issues. Good rate also. Would recommend Reviewed on: 17th January 2026

Zopa is the place to go for a quick cheap loan

Very quick loan decision and in my account within minutes.good rates too. Reviewed on: 17th January 2026

Easy to apply, good customer service

Easy to apply, good customer service Reviewed on: 17th January 2026

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