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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Zopa is the place to go for a quick cheap loan

Very quick loan decision and in my account within minutes.good rates too. Reviewed on: 17th January 2026

Easy to apply, good customer service

Easy to apply, good customer service Reviewed on: 17th January 2026

Home alone

Excellent service from your team. Reviewed on: 17th January 2026

Easy, smooth and competitive

The application process was easy. The decision was made quickly and the app and clarity of fees and repayment process is excellent Reviewed on: 17th January 2026

Very good excellent customer service

Very good excellent customer service Reviewed on: 17th January 2026

Relax - use zopa

Zopa is easy to use a handy way of tidying up your finances Reviewed on: 17th January 2026

First Class

They listen and help is there if need Reviewed on: 17th January 2026

Very easy and straightforward.

Very easy and straightforward. Good communication. Reviewed on: 17th January 2026

Clear and simple

Zopa have always made things clear and simple to understand. Direct he's or no's to products that you are looking for. Contact when needed and easy to reach. Great service and great value. Reviewed on: 17th January 2026

so great to do business with.

Quick and easy and so great to do business with. The process and the website makes everything a breeze. Reviewed on: 17th January 2026

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