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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent

Easy to understand easy to deal with and helpful and app is very straightforward Reviewed on: 17th January 2026

Its easy to apply and very thorough. with checking...

It was easy to apply and very thorough with checking my ability to be able to afford the loan and I was told the following day that I had been approved. I have been kept informed every step of the way since I received my loan. Reviewed on: 17th January 2026

Great service fast and efficient everything that’s n...

Great service fast and efficient everything that’s needed in a financial transaction Reviewed on: 17th January 2026

Fast and seamless.

Fast and seamless. Zopa approved my loan quickly and stress free Reviewed on: 17th January 2026

Very good and very happy would be happy to do busine...

Very good and very happy would be happy to do business again Reviewed on: 17th January 2026

Your website is very easy to use and customers servi...

Your website is very easy to use and customers services always provide an outstanding service Reviewed on: 17th January 2026

Easy application!

Easy application! Really quick decision and money transferred! Reviewed on: 17th January 2026

Quick and easy to use got accepted instantly

Quick and easy to use got accepted instantly Reviewed on: 17th January 2026

Efficient service.

Efficient service. Very professional Reviewed on: 17th January 2026

Competitive rates, fast easy process, highly recommend

I received a loan from zopa last year, the application process was easy to follow and the whole process was completed in a few days. They email you each month to remind you about your repayment. Their app is great and very informative. I would highly recommend them Reviewed on: 17th January 2026

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