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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

I have had 2 loans with zopa as well as my credit ca...

I have had 2 loans with zopa as well as my credit card, the money was in my account within minutes, would highly reccomend. Reviewed on: 17th January 2026

Zopa loans

Very quick and easy been using zopa loans and the mobile app for years, would highly recommend Reviewed on: 17th January 2026

Great customer service from day one

Great customer service from day one Reviewed on: 17th January 2026

5* around

Very helpful and app is easy to ise Reviewed on: 17th January 2026

Fantastic

Quick easy and friendly would highly recommend to others. Reviewed on: 17th January 2026

Quick and easy

Quick and easy no hassle got what i needed after 1 call from an advisor to check everything Reviewed on: 17th January 2026

Great Credit Card

The proses of get a card was straight forward when I lost my card very easy very fast at getting a new one out to me you are kept up to date on offers and how to manage your money Reviewed on: 17th January 2026

Extremely fast loan application

I was looking for a loan for the purchase of a car. Zopa had the best rate going. From starting the loan application to receiving the money in my account took less than an hour. Reviewed on: 17th January 2026

Excellent

Easy to understand easy to deal with and helpful and app is very straightforward Reviewed on: 17th January 2026

Its easy to apply and very thorough. with checking...

It was easy to apply and very thorough with checking my ability to be able to afford the loan and I was told the following day that I had been approved. I have been kept informed every step of the way since I received my loan. Reviewed on: 17th January 2026

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