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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

I applied for a loan to tidy up finances and it was...

I applied for a loan to tidy up finances and it was also a lower interest rate. I was pre approved and the money was in my account quickly. It was easy to apply and i have already reccomended to family and friends. Reviewed on: 17th January 2026

Helpful, fast service, good interest rates and all...

Helpful, fast service, good interest rates and all online which made it simpler Reviewed on: 17th January 2026

Easy to use app and quick money turn around ..

Had Great loan rates and they were quick and easy to apply for the app is easy to use Reviewed on: 17th January 2026

Great service and support

Zopa made everything simple and easy and offered the best rates possible. Great service and support and stress free Reviewed on: 17th January 2026

Great service, quick,no hassle.

Great service, quick,no hassle. Very easy to apply for loan, quick decision Reviewed on: 17th January 2026

I am comfortable when asking a question of a loan an...

I am comfortable when asking a question of a loan and I receive effective advise and good feedback from a representative. Reviewed on: 17th January 2026

Very easy to follow instructions and straight forwar...

Very easy to follow instructions and straight forward application very fast response and also payment once approved. Reviewed on: 17th January 2026

A fantastic easy company to use

A fantastic easy company to use with a fantastic well laid out website Reviewed on: 17th January 2026

I am extremely happy with Zopa.

I am extremely happy with Zopa. I applied for a subsequent loan, got the response within a couple of hours and the loan funds transferred into my account within 48 hours. Reviewed on: 17th January 2026

Great fast service, so simple to use.

Great fast service, so simple to use. Got the money in my account in less than 60 seconds. Download the app to follow and track all payments. Reviewed on: 17th January 2026

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