Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

View other Zopa products

4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68054)

First Class!!

Absolutely first class, first time I’ve used them but would definitely recommend to anyone, absolutely seamless to use! Reviewed on: 16th January 2026

Quick, reliable and friendly service that doesn't me...

Quick, reliable and friendly service that doesn't mess around, just does the job! Reviewed on: 16th January 2026

Fast application and funds available immediately

Fast application and funds available immediately Reviewed on: 16th January 2026

Fast reliable service.aname you can trust

Fast reliable service. Prompt reminders sent. Account accessible 24/7. A name you can trust Reviewed on: 16th January 2026

Quick easy and stress free.

Quick easy and stress free. All done on the app so no feeling awkward Reviewed on: 16th January 2026

Just easy to use, quick decision on loans.

Just easy to use, quick decision on loans. Quick responses to questions. Reviewed on: 16th January 2026

Always helped me when needed

Always helped me when needed and easy yo understand. They give fast answers and good explanation where needed. Reviewed on: 16th January 2026

Loans are quick and easy to arrange & manage!

Quick and easy to arrange… once approved, money arrives in bank super fast!! Easy to keep eye on what’s owed, next payment due, and to pay extra instalment's via the app! Reviewed on: 16th January 2026

A very quick & simple process

A very quick & easy process to purchase the dream car. Reviewed on: 16th January 2026

Very good no problems what so ever

Very good no problems what so ever Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from 247Moneybox 4.14 from 65 reviews
Short-term loan
from Lending Stream 4.93 from 2495 reviews
Logbook Loan
from Auto Advance 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub