Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy to use app and quick money turn around ..

Had Great loan rates and they were quick and easy to apply for the app is easy to use Reviewed on: 17th January 2026

Great service and support

Zopa made everything simple and easy and offered the best rates possible. Great service and support and stress free Reviewed on: 17th January 2026

Great service, quick,no hassle.

Great service, quick,no hassle. Very easy to apply for loan, quick decision Reviewed on: 17th January 2026

I am comfortable when asking a question of a loan an...

I am comfortable when asking a question of a loan and I receive effective advise and good feedback from a representative. Reviewed on: 17th January 2026

Very easy to follow instructions and straight forwar...

Very easy to follow instructions and straight forward application very fast response and also payment once approved. Reviewed on: 17th January 2026

A fantastic easy company to use

A fantastic easy company to use with a fantastic well laid out website Reviewed on: 17th January 2026

I am extremely happy with Zopa.

I am extremely happy with Zopa. I applied for a subsequent loan, got the response within a couple of hours and the loan funds transferred into my account within 48 hours. Reviewed on: 17th January 2026

Great fast service, so simple to use.

Great fast service, so simple to use. Got the money in my account in less than 60 seconds. Download the app to follow and track all payments. Reviewed on: 17th January 2026

I just applied online for a loan and it’s already pa...

I just applied online for a loan and it’s already paid into my account, before I blink my eye. It was so quick just few checks and it’s done. Hassle free. I will always recommended Zopa. Reviewed on: 17th January 2026

I’m a first time customer, so far great

I’m a first time customer, took a loan out around 1.5yrs ago. So far, no problems. When I have contacted service, they’ve been great. Reviewed on: 17th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Lending Works 4.07 from 7 reviews
Loans
from Plane Saver Credit Union 4.86 from 5455 reviews
Short-term loan
from Wonga 3.11 from 83 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub