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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Zopa provided aloan when i needed it.

Zopa provided aloan when i needed it. At a price that i could afford. I would use them again. Thank you Zopa. The rate was afforfable and i would recommend it to friends and family. They provided the loan within days, much quicker than i had expected it and just in time for what o needed it for. Reviewed on: 16th January 2026

Very good costume service.

Very good costume service. Very helpful Reviewed on: 16th January 2026

Informative, easy and honest

I found zopa super easy to use and very informative. They have always been honest and all communication has been easy to read. Reviewed on: 16th January 2026

Always Very easy to use, Clear to understand and ver...

Always Very easy to use, Clear to understand and very decent rates for my circumstances. Reviewed on: 16th January 2026

experience was good

easy to talk everything was sorted with one phone call Reviewed on: 16th January 2026

This is my first time experience to get loan and it'...

This is my first time experience to get loan and it's very easy and fast Reviewed on: 16th January 2026

Quick and easy

Very quick service. Easy application. Reviewed on: 16th January 2026

Great experience

Downloaded there easy to use app, applied for a loan, got a result straight away and the funds were in my bank account with in the hour Reviewed on: 16th January 2026

Satisfied customer

Quick, efficient service with a very competitice APR. Very good website- easy to navigate. Reviewed on: 16th January 2026

Winner!!

So quick, painless and easy. Good rates, an excellent user-friendly app that is so simple to negotiate (and lots aren’t!) and I paid mine off early too - winner!! Reviewed on: 16th January 2026

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