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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Informative, easy and honest

I found zopa super easy to use and very informative. They have always been honest and all communication has been easy to read. Reviewed on: 16th January 2026

Always Very easy to use, Clear to understand and ver...

Always Very easy to use, Clear to understand and very decent rates for my circumstances. Reviewed on: 16th January 2026

experience was good

easy to talk everything was sorted with one phone call Reviewed on: 16th January 2026

This is my first time experience to get loan and it'...

This is my first time experience to get loan and it's very easy and fast Reviewed on: 16th January 2026

Quick and easy

Very quick service. Easy application. Reviewed on: 16th January 2026

Great experience

Downloaded there easy to use app, applied for a loan, got a result straight away and the funds were in my bank account with in the hour Reviewed on: 16th January 2026

Satisfied customer

Quick, efficient service with a very competitice APR. Very good website- easy to navigate. Reviewed on: 16th January 2026

Winner!!

So quick, painless and easy. Good rates, an excellent user-friendly app that is so simple to negotiate (and lots aren’t!) and I paid mine off early too - winner!! Reviewed on: 16th January 2026

Friendly professional service easy to apply for a s...

Friendly professional service easy to apply for a service loan etc 10/10 Reviewed on: 16th January 2026

easy and smooth

The process was easy and smooth, within short time it was done Reviewed on: 16th January 2026

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