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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Friendly professional service easy to apply for a s...

Friendly professional service easy to apply for a service loan etc 10/10 Reviewed on: 16th January 2026

easy and smooth

The process was easy and smooth, within short time it was done Reviewed on: 16th January 2026

Quick, simple process with clear guidance and inform...

Quick, simple process with clear guidance and information. Reviewed on: 16th January 2026

I had a quick decision at a great price.

I had a quick decision at a great price. Reviewed on: 16th January 2026

Process was quick and simple Everything was made cle...

Process was quick and simple Everything was made clear with no complex jargon Reviewed on: 16th January 2026

Been with Zopa for several years.

Been with Zopa for several years. Experience has been excellent, the app is excellent and so user friendly. Reviewed on: 16th January 2026

Great company

Loan dealt with very quickly and professionally. Great customer service Reviewed on: 16th January 2026

I applied for a loan March last year and got excepte...

I applied for a loan March last year and got excepted and the money was in my account within 10 minutes highly recommended Reviewed on: 16th January 2026

Fast and efficient.

Fast and efficient. Good website, easy to navigate. Thank you. Reviewed on: 16th January 2026

Excellent service, easy process.

Excellent service, easy process. Reviewed on: 16th January 2026

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