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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Absolutely amazing so quick and easy to do

Absolutely amazing so quick and easy to do Reviewed on: 16th January 2026

No Hassle Loan

It was a fast and very straightforward process, very easy to understand and apply for.. The money was transferred into my account very quickly without any hassle at all. I would definitely choose Zopa again for any future loans. Reviewed on: 16th January 2026

Excellent communication and service.

Great communication, prompt efficient service. Easy to contact, make requests, fast decisions and feedback given. Overall a professional, speedy, helpful money lending experience. Reviewed on: 16th January 2026

Highly recommend Zopa

Easy to apply, service fast and professional. Good customer service and reasonable rates along with a great app. Reviewed on: 16th January 2026

App is great, money pays in immediately

App is great, money pays in immediately Reviewed on: 16th January 2026

helpful quick

very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Zopa loans

Very competitive rates fast decision keep you well informed and the money is transferred to you very quickly would highly recommend Reviewed on: 16th January 2026

The application process was seamless and intuitive

The application process was seamless and intuitive, the follow up call was painless and informative Reviewed on: 16th January 2026

Excellent customer experience quick and efficient

Excellent customer experience quick and efficient Reviewed on: 16th January 2026

Excellent service easy to navigate great app everyth...

Excellent service easy to navigate great app everything you could wish for in a finance company Reviewed on: 16th January 2026

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