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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Wanted to consolidate credit cards.

Wanted to consolidate credit cards. Zopa very friendly and easy to talk to. Reviewed on: 16th January 2026

Quick no Hazel loan same day.

Quick no Hazel loan same day. Saved me from personal serious issue. Zopa is the best. Reviewed on: 16th January 2026

Very simple process and very efficient

Very simple process and very efficient Reviewed on: 16th January 2026

Quick and easy to use and never had any problems.

Quick and easy to use and never had any problems.including the app. Reviewed on: 16th January 2026

Easy User Functionality

The app is simple and effective to use. I find it easy to manage my accounts, make additional payments and find other products. I am able to find the settlement figure or to get additional loans by navigating the app options. Furthermore loan products are recommended to me based on the borrowing power shown in the app. ZOPA's loan process is simple when you have a good credit rating. I will conitnue to use ZOPA and will be applying for a bank account. Reviewed on: 16th January 2026

Easy to apply for a loan & the cash was issued quick...

Easy to apply for a loan & the cash was issued quickly once approved, easy to manage on the app Reviewed on: 16th January 2026

Really easy to use app and service is great

Really easy to use app and service is great Reviewed on: 16th January 2026

Was easy to set up and good communication throughout

Was easy to set up and good communication throughout Reviewed on: 16th January 2026

Quick reply and money deposited within minutes.

Quick reply and money deposited within minutes. Reviewed on: 16th January 2026

Excellent Service Provider

Zopa provided a fast, reliable and efficient financial service that met my expectations and goals. Reviewed on: 16th January 2026

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