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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

No problems at all every thing was simple and straig...

5
No problems at all every thing was simple and straight forward. Reviewed on: 16th January 2026

Excellent customer service and quick assistance

5
Excellent customer service and quick assistance Reviewed on: 16th January 2026

Fast service

5
Applied for the loan and had a decision in minutes. Money was in my bank just as quick Reviewed on: 16th January 2026

Great Loan Compamy

5
Super fast service, low interest rates and highly efficient app. Loan was in my account in under an hour after application. Would definitely recommend Zopa for a loan. Reviewed on: 16th January 2026

Such a quick easy transaction.

5
Such a quick easy transaction. Customer friendly site with easy instructions. Reviewed on: 16th January 2026

A good company to deal use .

5
Easy to deal with and very good communication. Everything was completed quite quickly and it’s very easy to keep in touch through the app. Reviewed on: 16th January 2026

Perfect service

5
Excellent and friendly and easily arranged. Everything sorted easily and efficiently Reviewed on: 16th January 2026

Very easy and a quick process when you have all of y...

5
Very easy and a quick process when you have all of your financial information to hand. I was provided a loan that was reasonable and tailored to my needs and requirements. Reviewed on: 16th January 2026

Very simple and easy process

5
Very simple process and quick to receive the funds Reviewed on: 16th January 2026

Quick and efficient

5
I applied for a loan and was accepted very quickly the whole process was so quick and efficient I was very happy with the whole experience Reviewed on: 16th January 2026

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