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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Good experience over all but issues with bank statem...

Good experience over all but issues with bank statements was annoying Reviewed on: 16th January 2026

A good service

Very quick and simple process everything went as planned, early days yet hope everything else runs just as smooth Reviewed on: 16th January 2026

Everything is just so seamless.

Everything is just so seamless. Respond quickly to enquiries. All online and at your fingertips. App is great - offers all the features you need. Reviewed on: 16th January 2026

Easy to use and great service.

Easy to use and great service. Love the app which is great and easy to get round Reviewed on: 16th January 2026

Excellent service providers

Excellent service experienced. if given a second chance I would not hesitate to take another loan or recommend to friends or family members. Reviewed on: 16th January 2026

Quick and easy application

Easy application that was reviewed and authorised very quickly. The money was in my account within an hour of the application. Reviewed on: 16th January 2026

Easy to apply, great mobile app to track finances.

Easy to apply, great mobile app to track finances. Reviewed on: 16th January 2026

Great customer service.

Great customer service. Zopa was the provider of my first credit card after a long time of thinking if I want one. Never had any issues, app works well and I get regular updates on credit limit increases. Great to see any loans pre-approved and the personalised APR. The only thing I would like to see if maybe having the option of balance transfer. Reviewed on: 16th January 2026

Fast decision easy process

Simple easy to apply and 30 seconds later approved money in bank within 15 min who could ask for more Reviewed on: 16th January 2026

I was really need money but Zopa help me out...

I was really need money but Zopa help me out Reviewed on: 16th January 2026

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