Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very good experience with Zopa I definitely recomme...

Very good experience with Zopa I definitely recommend it to everyone. Thank you Reviewed on: 16th January 2026

Always a first class experience when contacting.

Always a first class experience when contacting. The application, the decision process and the speed of funds being available was above expectations Reviewed on: 16th January 2026

Excellent customer service, and on the dot

Excellent customer service, and on the dot Reviewed on: 16th January 2026

Fast and Efficient

Very fast to get my loan and money deposited in my account. Excellent service overall. Reviewed on: 16th January 2026

I have applied for a loan and I’ve been approved wit...

I have applied for a loan and I’ve been approved within minutes. Quick and easy, totally recommend Reviewed on: 16th January 2026

Excellent, prompt, and fast financial services

Zopa has helped me at a difficult time, and their prompt support, straightforward and fast process, along with their clear communication and updates, have been most impressive and, indeed, welcomed. Thank you for your excellent financial services! Reviewed on: 16th January 2026

Fast, simple and hassle free.

Fast and hassle free. Zopa had all the info they need from credit agency already so no need for loads of form filling. Excellent rates, very competitive and such a simple process to apply. App is simple to use, can quickly and easily make any changes. I was very impressed and akso very relieved. Definitely recommend and would use again. Reviewed on: 16th January 2026

Seamless experience, money arrived instantly

Seamless experience, money arrived instantly Reviewed on: 16th January 2026

Really easy process & money arrived very quickly

Really easy process & money arrived very quickly Reviewed on: 16th January 2026

They help to improve my score which gave me the conf...

They help to improve my score which gave me the confidence to go and get a loan and a credit card Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging Loan
from Fincorp 0.00 from 0 reviews
Loans
from Glasgow Credit Union 4.95 from 3175 reviews
Loans
from Tandem 4.33 from 8 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub