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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

My Zopa experience

A excellent organisation to deal with, very highly recommend anyone to use their services Reviewed on: 16th January 2026

Very easy no problems

Very easy to use no issues great service Reviewed on: 16th January 2026

Excellent products and easy to use

Excellent products and easy to use Reviewed on: 16th January 2026

Applying to Zopa the service was so efficient and fa...

Applying to Zopa the service was so efficient and fast, has made such a difference to my finances and the management of them Thankyou Reviewed on: 16th January 2026

Simple and easy to deal with.

Simple and easy to deal with. App is great and user friendly Reviewed on: 16th January 2026

I have had no problems with zopa loans,its system is...

I have had no problems with zopa loans,its system is easy to use and understand. Reviewed on: 16th January 2026

All round quality service always there when you need...

All round quality service always there when you need them day and night Reviewed on: 16th January 2026

Competitive and fast!

It was th most competitive loan on the market and was processed so quickly which allowed me to consolidate debt and improve my finances Reviewed on: 16th January 2026

Zopa provided aloan when i needed it.

Zopa provided aloan when i needed it. At a price that i could afford. I would use them again. Thank you Zopa. The rate was afforfable and i would recommend it to friends and family. They provided the loan within days, much quicker than i had expected it and just in time for what o needed it for. Reviewed on: 16th January 2026

Very good costume service.

Very good costume service. Very helpful Reviewed on: 16th January 2026

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