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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Clear information and fast payment , clear app with...

Clear information and fast payment , clear app with all the information you need Reviewed on: 16th January 2026

Zopa are First Class

With Zopas help I have now got my finances in order, cleared my debts,and can now look forward to a better future. Reviewed on: 16th January 2026

Loan was sorted very quickly, and customer service w...

Loan was sorted very quickly, and customer service was very good Reviewed on: 16th January 2026

Great place to borrow funds at great rates with easy...

Great place to borrow funds at great rates with easy application process Reviewed on: 16th January 2026

Fast and easy

Easiest loan I’ve ever taken out! Reviewed on: 16th January 2026

Quick and easy

Quick and easy the two most basic ideals when looking for a loan,also competitive rates so no need to look elsewhere.good website to navigate and app is great to check up on current status Reviewed on: 16th January 2026

First Class

I found Zopa were more than fair with their rates for loans and the whole process was very quick and simple. Reviewed on: 16th January 2026

Very easy service and straightforward

Very easy service and straightforward Reviewed on: 16th January 2026

Great customer service but also great info and help...

Great customer service but also great info and help to able me to keep my finances and borrowing in check. Reviewed on: 16th January 2026

Would always use and recommend

Always clear. Great service. Staff helpful. Process couldn’t be clearer. Always first choice to use Zopa. Reviewed on: 16th January 2026

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