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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Fantastic no messing loan in 10 mins filled in form...

5
Fantastic no messing loan in 10 mins filled in form and money in account in 10 mins Reviewed on: 16th January 2026

East to apply for a loan

5
East to apply for a loan always quick with a decision money goes into your account in no time Reviewed on: 16th January 2026

I Had a loan before and needed help again, abd Zopa...

5
I Had a loan before and needed help again, abd Zopa was there to provide me with a new loan. Reviewed on: 16th January 2026

Very easy to understand and use

5
Very easy to understand and and use Reviewed on: 16th January 2026

Easy fair loans

5
Helped at a difficult time, no fuss, clear terms, fair rate of interest, would definitely use again Reviewed on: 16th January 2026

Zoos- fast, easy, affordable and efficient!

5
Zopa has provided me with easy fast loans for various projects. The experience was simple and very efficient. Rates are good, affordable mono payments and you can make extra payments or pay full amount early if you wish.. I would definitely recommend zopa to all of my family and friends Reviewed on: 16th January 2026

Their customer care team are Straight talking helpfu...

5
Their customer care team are Straight talking helpful understanding to your problems and needs, all good. Reviewed on: 16th January 2026

Excellent service couldn’t fault at all

5
Excellent service couldn’t fault at all Reviewed on: 16th January 2026

Good service, easy transaction.

4
Good service, easy transaction. Once agreed, money was in my account within 5 minutes. Reviewed on: 16th January 2026

Fantastic to deal with, good rates and easy to use app.

5
Fantastic to deal with, good rates and easy to use app. Reviewed on: 16th January 2026

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