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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great company

Simple and straightforward, no hidden costs , what they say is what you pay Reviewed on: 16th January 2026

Excellence Loans in Minutes

Decision in couple of minutes and payment within couple hours such smooth transition from start to finish Reviewed on: 16th January 2026

Clear information and fast payment , clear app with...

Clear information and fast payment , clear app with all the information you need Reviewed on: 16th January 2026

Zopa are First Class

With Zopas help I have now got my finances in order, cleared my debts,and can now look forward to a better future. Reviewed on: 16th January 2026

Loan was sorted very quickly, and customer service w...

Loan was sorted very quickly, and customer service was very good Reviewed on: 16th January 2026

Great place to borrow funds at great rates with easy...

Great place to borrow funds at great rates with easy application process Reviewed on: 16th January 2026

Fast and easy

Easiest loan I’ve ever taken out! Reviewed on: 16th January 2026

Quick and easy

Quick and easy the two most basic ideals when looking for a loan,also competitive rates so no need to look elsewhere.good website to navigate and app is great to check up on current status Reviewed on: 16th January 2026

First Class

I found Zopa were more than fair with their rates for loans and the whole process was very quick and simple. Reviewed on: 16th January 2026

Very easy service and straightforward

Very easy service and straightforward Reviewed on: 16th January 2026

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