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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Good experince but high interest

Good experince but high interest Reviewed on: 16th January 2026

The best service I’ve used

First class service, simple, quick and easy to use and the app is outstanding and very user friendly Reviewed on: 16th January 2026

Easy to navigate when making enquiries

Easy to navigate when making enquiries Reviewed on: 16th January 2026

A consolidation loan made easy!

A loan to consolidate all my spending has made my monthly wages much more manageable. It was easy to apply for and the money was with me within hours. Reviewed on: 16th January 2026

Getting my loan was very easy ,after Zopa had done t...

Getting my loan was very easy ,after Zopa had done the relevant checks the money was sent to my account Reviewed on: 16th January 2026

Okay very good app and can’t get hold of a service a...

Okay very good app and can’t get hold of a service advisor Reviewed on: 16th January 2026

peraonal lone

valiue for money, excellent service Reviewed on: 16th January 2026

Easy simple process with quick decision

Easy simple process with quick decision given. Definitely recommend for someone in need of quick emergency funds Reviewed on: 16th January 2026

Excellent loan company, easy to set up and administer.

Excellent loan company, easy to set up and administer. Provided favorable rates. Reviewed on: 16th January 2026

Fast and efficient from start to finish and can’t fa...

Fast and efficient from start to finish and can’t fault the process Reviewed on: 16th January 2026

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