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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Very quick response to loan application, good rates...

Very quick response to loan application, good rates of interest, money in bank within minutes Reviewed on: 16th January 2026

A smooth and user-friendly service.

A smooth and user-friendly service. Reviewed on: 16th January 2026

Very good bank, fast loans, good customer service

Very good bank, fast loans, good customer service Reviewed on: 16th January 2026

Zopa gave me a personal loan in under an 1 hour at a...

Zopa gave me a personal loan in under an 1 hour at a good rate compared to other banks. Reviewed on: 16th January 2026

Fast and efficient decision making.

Fast and efficient decision making. Reviewed on: 16th January 2026

Instant results if approved.

Instant results if approved. Pleased with the result and process. Reviewed on: 16th January 2026

Great hassle free company

Great experience and ive used zopa twice now for loans Reviewed on: 16th January 2026

Starry & starry

Easy and quick application rate good and good website Reviewed on: 16th January 2026

Gave me a fantastic loan that helped immensely

Gave me a fantastic loan that helped immensely Reviewed on: 16th January 2026

Fair and quick

They are fair, they give quick decisions and money is deposited quickly too. Their site/app is clear and easy to use - putting you in control of your arrangements with them. Reviewed on: 16th January 2026

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