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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

An efficient service, with friendly staff

An efficient service, with friendly staff Reviewed on: 16th January 2026

easy to use website and instant transfers with...

Fast easy to use website and instant transfers with uptodate balance Reviewed on: 16th January 2026

Always quick decision, good rates

Always quick decision, good rates Reviewed on: 16th January 2026

So fast and easy.

So fast and easy. Great transaction - money arrived in minutes. Reviewed on: 16th January 2026

Totally seamlessly easy -would highly recommend!

Totally seamlessly easy -would highly recommend! adviser was so helpful and knowledgeable! Thank you Reviewed on: 16th January 2026

Great service

Easy to apply helpful staff would definitely recommend them Reviewed on: 16th January 2026

Helpful and a quick response

Helpful and a quick response 5******* Reviewed on: 16th January 2026

Fast, no nonsense transaction.

Fast, no nonsense transaction. Very quick process, excellent interaction during the whole process. Reviewed on: 16th January 2026

good service as quick

very quick and efficant no hassle and the money was in my bank very quickly Reviewed on: 16th January 2026

Easy to use, helpful mobile app, no fuss

Easy to use, helpful mobile app, no fuss Reviewed on: 16th January 2026

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