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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very easy and valuable to use .

Very easy and valuable to use . Recommended already to my friends Reviewed on: 16th January 2026

From start to finish an excellent service

From start to finish an excellent service Reviewed on: 16th January 2026

Quick application process, money in the bank in minu...

Quick application process, money in the bank in minutes. Reviewed on: 16th January 2026

I love the zopa app it's very helpful and easy...

I love the zopa app it's very helpful and easy to use Reviewed on: 16th January 2026

Personal loan application quick and efficient

Personal loan application quick and efficient Reviewed on: 16th January 2026

Zopa personal loan

Simple quick and easy. Great service. Reviewed on: 16th January 2026

Stress free borrowing

Good rates, easy to apply , very fast deposit of funds, well done Reviewed on: 16th January 2026

Easy to get onto my app ,easy to apply to getting mo...

Easy to get onto my app ,easy to apply to getting more money on my card and applyiny for a loan. Reviewed on: 16th January 2026

Really helpful and great to do business with.

Really helpful and great to do business with. They go above and beyond. Reviewed on: 16th January 2026

The Application process was very friendly.

The Application process was very friendly. Approval and payment process was completed within 24 hours. Reviewed on: 16th January 2026

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