Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

View other Zopa products

4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68054)

Very quick and easy, helpful staff

Very quick and easy, helpful staff Reviewed on: 16th January 2026

totally reliable

Easy to apply for, helpful service agents, good phone app Reviewed on: 16th January 2026

It was really good, when I asked for the loan it onl...

It was really good, when I asked for the loan it only took 5 minutes and I received it within a few minutes. So well done Zopa Reviewed on: 16th January 2026

Amazing process and even better service

The process is really straightforward and in plain English so you aren't baffled by any complicated jargon. The terms are clear along with the payment plan and interest rate. You can opt out of completing the loan right the way through the application too so you have no hidden surprises should you change your mind. The service Ive received since has also been great. The app is also straightforward and easy to understand. I can't fault it. Reviewed on: 16th January 2026

Applied for a loan via the App.

Applied for a loan via the App. Process so very simple, decision in seconds (as well as the money) and then clear communications throughout. Love the App! Reviewed on: 16th January 2026

Straight forward, quick decision and no fuss

Straight forward, quick decision and no fuss Reviewed on: 16th January 2026

Fast easy service, great customer service skills.

Fast easy service, great customer service skills. Reviewed on: 16th January 2026

Very simple loan application process

Very simple loan application process and the funds were there almost instantly for our new car. Really can't fault them. Reviewed on: 16th January 2026

Very easy to engage with, very fast response

Very easy to engage with, very fast response Reviewed on: 16th January 2026

Zopa helped me get a loan.

Zopa helped me get a loan. Their app is easy to use and customer service is great Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from 247Moneybox 4.14 from 65 reviews
Personal Loan
from The Co-operative Bank 3.25 from 4 reviews
Personal loan
from thisbank (formerly JN Bank) 4.96 from 699 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub