Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Efficient

Was very happy with the service and how efficient they were Reviewed on: 16th January 2026

The transfer was quick and easy.

The transfer was quick and easy. Reviewed on: 16th January 2026

Easy application process, great communication throug...

Easy application process, great communication throughout and provides me with continual easy access and ability to monitor my personal loan and repayments. Reviewed on: 16th January 2026

Simply the best!!!

The app is very easy to use and the process is very fast!! I really like the reminder email messages regarding your next payment. Finally, the customer care team are amazing!! I would 100% recommend ZOPA. Reviewed on: 16th January 2026

great bank

very easy to apply on line how quick the money was in my bank and how easy it is to get in touch with customer services overall a great experiences with zopa Reviewed on: 16th January 2026

It was a straightforward loan application with a qui...

It was a straightforward loan application with a quick decision and terms that suited me. Very happy. Reviewed on: 16th January 2026

Fantastic and so easy to apply!

Fantastic and so easy to apply! Stress free lending! Money with you in a matter of minutes. Completely stress free! Reviewed on: 16th January 2026

Easy to apply, money paid into my account with in 2...

Easy to apply, money paid into my account with in 2 hours. Reviewed on: 16th January 2026

Very easy and valuable to use .

Very easy and valuable to use . Recommended already to my friends Reviewed on: 16th January 2026

From start to finish an excellent service

From start to finish an excellent service Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging Finance (discontinued)
from Halcyon Bridging Finance (inactive company) 0.00 from 0 reviews
Equity Crowdfunding (discontinued)
from Microgenius (inactive company) 0.00 from 0 reviews
Short-term loan
from WageDay Advance 4.91 from 284 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub