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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Simple, fast and great customer service.

From start to finish the process. was simple and fast. The customer service was excellent. Reviewed on: 16th January 2026

They made the whole process so easy

They made the whole process so easy Reviewed on: 16th January 2026

good service

helpful informative and friendly Reviewed on: 16th January 2026

Affordable

Nice and easy process heard back really quickly and I found them affordable compared to some loan companies Reviewed on: 16th January 2026

I use the app very easy and simple

I use the app very easy and simple Reviewed on: 16th January 2026

Superb, recommend!

So easy to do, all the info you need is at hand and is laid out straight, easy to understand. Highly recommended for simplicity. Reviewed on: 16th January 2026

quick applicatoin no hassle all straight forward tel...

quick applicatoin no hassle all straight forward tells you exactly whats what and whats to be paid every month and how much interest you will pay on the loan Reviewed on: 16th January 2026

I’ve got loan in a second , every 2 weeks they updat...

I’ve got loan in a second , every 2 weeks they update the offers and is also fascinating how after years banking with other Bank which I had never any offer and Zopa changed my life and the view . Reviewed on: 16th January 2026

Quick and easy

Quick and easy to search, choose and apply. Clear and simple. Reviewed on: 16th January 2026

Zopa simply the best provider of loans and credit ca...

Zopa simply the best provider of loans and credit cards you know exactly what you pay each month with email and text messages alerting you Reviewed on: 16th January 2026

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