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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

I couldn't believe how quick and easy it was to get...

I couldn't believe how quick and easy it was to get my loan. The lady on the phone was so nice and chatty. Will definitely be using again should I need another loan Reviewed on: 16th January 2026

The best experience ever.

The best experience ever. The whole process from the beginning till the end was very smooth. Very pleased. Reviewed on: 16th January 2026

Caravans

Can’t say a lot about Zopa try it yourself Reviewed on: 16th January 2026

Everything is very Efficient.

Everything is very Efficient. Online support excellent, everything is easy and quick. Reviewed on: 16th January 2026

Easy to apply and money in your account in the same...

Easy to apply and money in your account in the same day. Reviewed on: 16th January 2026

Easy to apply and deal with hassle free all the way,...

Easy to apply and deal with hassle free all the way, pleasure to do business with Reviewed on: 16th January 2026

Highly recommend

App easy to navigate. Applying for a loan is quick and easy. The decision is made within minutes and if accepted is available the same day. You can access your details at a time through the easy to navigate app. You have the option to pay off more at any point. I would have no hesitation in recommending Zopa. In fact I already have ! Reviewed on: 16th January 2026

Zopa made everything easy to understand and were mos...

Zopa made everything easy to understand and were most helpful when I had the odd mistake. Their system is clear and you speak to a ''human being'' rather than a machine. Reviewed on: 16th January 2026

Application for Loan

Applying for a loan was so easy and a quick decision all done on line and money in bank almost immediately after loan approved can’t recommend them enough Reviewed on: 16th January 2026

Good service

Dopamine have always been true to there word . Good rates and accessible at all times Reviewed on: 16th January 2026

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