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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Experience very good.

Experience very good.helped me exactly when I needed it!! a bank of trust and common sense! Reviewed on: 16th January 2026

Great platform and excellent customer service

Very easy usesr platform on Zopa, finding information is simple and the process is clear. Great customer service who are always willing to help. Reviewed on: 16th January 2026

So easy and safe.

So easy and safe. Help always when I need it Reviewed on: 16th January 2026

Smooth fast service.

Smooth fast service. Whenever i request information or services the reply is quick and clear Reviewed on: 16th January 2026

Straight forward loan application with immediate dec...

Straight forward loan application with immediate decision Reviewed on: 16th January 2026

Excellent for money management

Everything is made clear, and with a loan you can make extra payments to pay it off quicker, and the balance is shown in the app Reviewed on: 16th January 2026

quick and easy very friendly and helpful when i spok...

quick and easy very friendly and helpful when i spoke to them Reviewed on: 16th January 2026

Went back for a second loan!

Had a previous zopa loan when it finished as had no issues decided to go for another to replace my car. Reviewed on: 16th January 2026

The Zopa process was smooth from start to finish - t...

The Zopa process was smooth from start to finish - their app also means you can easily self-service Reviewed on: 16th January 2026

I received a loan at a sensible apr for a good timef...

I received a loan at a sensible apr for a good timeframe. Easy to set up and friendly service Reviewed on: 16th January 2026

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