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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

It is quite straight forward to secure a loan

It is quite straight forward to secure a loan Reviewed on: 16th January 2026

Excellent service and kept in the loop as a customer...

Excellent service and kept in the loop as a customer Reviewed on: 16th January 2026

Brilliant for online banking

I found the team at Zopa helpful and professional. I wanted a small loan and Zopa was by far the best choice. I would recommend them and would certainly use them again. Reviewed on: 16th January 2026

Very easy to access product and apply online, fast d...

Very easy to access product and apply online, fast decision making and immediate delivery of funds, highly recommended! Reviewed on: 16th January 2026

Excellent,very good ,helpful,got money I’m a minute

Excellent,very good,helpful ,got money in a minute Reviewed on: 16th January 2026

Online application process simple and straight forwa...

Online application process simple and straight forward, customer service has good communication and fast response Reviewed on: 16th January 2026

I couldn’t believe how easy it was to use the on-lin...

I couldn’t believe how easy it was to use the on-line application, and the help I received in applying. Reviewed on: 16th January 2026

Fantastic service from the start.

Fantastic service from the start. Brilliant app and everything has been so easy to use and understand. Reviewed on: 16th January 2026

Excellent experience when I was looking for financia...

Excellent experience when I was looking for financial assistance- easy application process and quick decision Reviewed on: 16th January 2026

Seemless

Seemless process with great communication and outcome. Reviewed on: 16th January 2026

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