Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

View other Zopa products

4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68054)

Good rates and fast

Is second time i had loan from you and was fast and smootly Reviewed on: 16th January 2026

Really easy process, very easy to deal and good rates

Really easy process, very easy to deal and good rates Reviewed on: 16th January 2026

The best loan provider in UK

Very quick and seamless process. Kept fully informed throught Reviewed on: 16th January 2026

My first choice every time!

I have used Zopa multiple times and on every occasion they have been very quick and fair, and don't need to know your grandmother's town of birth and your inside leg measurement. It is easy to close down an old loan and open a new one if you are wanting to consolidate it with other loans, and you get better interest rates as a current customer too so loyalty is rewarded. Website is easy to use and easy to keep track. Reviewed on: 16th January 2026

Great service,no fuss definitely my first choice.

Great service,no fuss definitely my first choice. Reviewed on: 16th January 2026

Helped me finalise a few debts ,with affordable paym...

Helped me finalise a few debts ,with affordable payments each month ,always happy to help giving great understanding of explaining how it works Reviewed on: 16th January 2026

Best Rates around and Zopa App is user friendly .

Best Rates around and Zopa App is user friendly . Reviewed on: 16th January 2026

Put in for a loan , got back to me very quickly.

Put in for a loan , got back to me very quickly. Got my loan money in my bank account that day excellent , Reviewed on: 16th January 2026

Easy as 1,2 3

Very easy to arrange my loan and money was in my bank immediately Reviewed on: 16th January 2026

Excellent so quick and easy and money in your bank i...

Excellent so quick and easy and money in your bank in seconds Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to Business Lending
from Funding Knight 0.00 from 0 reviews
Payday loan (discontinued)
from 100Pounds (inactive company) 4.31 from 22 reviews
Loans
from Wave Community Bank 4.91 from 222 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub