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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Amazing interest rate and app is easy to navigate an...

Amazing interest rate and app is easy to navigate and understand Reviewed on: 16th January 2026

The experience is great

The experience is great and more efficient. Reviewed on: 16th January 2026

Quick, simple process to apply for a loan

Quick, simple process to apply for a loan Reviewed on: 16th January 2026

So easy to work with

So easy to work with hassle free forms to fill in answers straight away. Reviewed on: 16th January 2026

Easy peasey

So easy to follow and brilliant service and decent rate. Reviewed on: 16th January 2026

I can not fault zopa at all my loan was hassle free...

I can not fault zopa at all my loan was hassle free and rhe app is very easy to use Reviewed on: 16th January 2026

Quick easy and a fast process from applying, really...

Quick easy and a fast process from applying, really impressed with the process. Reviewed on: 16th January 2026

Seamless application and great support via the app

Seamless application and great support via the app Reviewed on: 16th January 2026

Easy hassle free service without any exposure to risk.

Easy hassle free service without any exposure to risk. Definitely worth a try Reviewed on: 16th January 2026

Great service

Very quick and easy only took 5mins to apply Reviewed on: 16th January 2026

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