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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Helpful customer service.

Helpful customer service. Quick decision and money paid into bank very promptly Reviewed on: 16th January 2026

Zopa finance options .

Easy to use app, fast transactions. Very good communication. I would thoroughly recommend Zopa for loans and credit cards Reviewed on: 16th January 2026

Zopa is very efficient and fast in responding to que...

Zopa is very efficient and fast in responding to queries. Their customer care on telephone conversation are very good Reviewed on: 16th January 2026

Zopa cards and Loans

Easy and simple applications and good app. Reviewed on: 16th January 2026

Very quick and easy to set up and very clear how to...

Very quick and easy to set up and very clear how to use on the app Reviewed on: 16th January 2026

I have been with Zopa for many years.

I have been with Zopa for many years. They are exceptionally informative and helpful without any asking. They are patient with any problems and very friendly. Always ready and willing to help without question. Reviewed on: 16th January 2026

Arnold K.

Excellent service. The application was fast, the app is easy to use, and the money was in my account quickly. Very impressed. Reviewed on: 16th January 2026

Reliable lender with a very transparent GUI.

Reliable lender with a very transparent GUI. Reviewed on: 16th January 2026

Love Zopa’s easiness

Second time I’ve used Zopa for a loan. So easy to apply and love the app. Will defo be using again in the future Reviewed on: 16th January 2026

A very smooth loan application processed with no del...

A very smooth loan application processed with no delays or issues. Prompt transfer of funds. Reviewed on: 16th January 2026

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