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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy hassle free service without any exposure to risk.

Easy hassle free service without any exposure to risk. Definitely worth a try Reviewed on: 16th January 2026

Great service

Very quick and easy only took 5mins to apply Reviewed on: 16th January 2026

I have a credit card and personal loan with Zopa.

I have a credit card and personal loan with Zopa. I have been a customer for over 4 years now and I couldn’t be happier. App is great and have every feature you need. I would recommended to family and friends. So much so my sister open an account with them Reviewed on: 16th January 2026

Simple and smooth process

The loan process was simple and went smoothly. The money was in my account quickly and I was kept informed at every stage. Reviewed on: 16th January 2026

fabulous

super easy and fast to use as long as all your paperwork is in order Reviewed on: 16th January 2026

Zopa look after you well !

Zopa always provide an excellent service . The products are easy to understand and good value . Reviewed on: 16th January 2026

Personalised loan

Applied for a loan with Zopa, the company acted swiftly and professionally after my online application was approved, one phone from the company to id me and the money was in my bank . Excellent service would definitely recommend. Reviewed on: 16th January 2026

Dealing with zopa was very simple no waiting no hass...

Dealing with zopa was very simple no waiting no hassle easy and very efficient app very good thank you Reviewed on: 16th January 2026

Zopa help me

Zopa help me to keep control of my money Reviewed on: 16th January 2026

Quick and easy

Quick and easy, everything explained fully and ready to help with any issues. Reviewed on: 16th January 2026

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