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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Professional services through out my journey to rece...

Professional services through out my journey to receive my loan offer.Courteous staff nothing was too much trouble in answering questions Reviewed on: 16th January 2026

The best loan experience you can have

Easy application. Personal phone call to enable loan application. Quick approval . Good app. Felt was joining something and being supported … have had many loan experiences over the years but this has been my best experience with a l lender by far Reviewed on: 16th January 2026

Very easy to deal with, you always know where you st...

Very easy to deal with, you always know where you stand. I would highly recommend Zopa Reviewed on: 16th January 2026

From start to finish Zopa were easy to deal with and...

From start to finish Zopa were easy to deal with and very prompt in their handling of the transaction Reviewed on: 16th January 2026

My experience was wonderful

My experience was wonderful. I tried to get a loan with my bank. Unfortunately, it was denied even having a very good credit score. Even the advisor couldn't understand why it was denied, and to have a reason I will need to send a letter and wait for an answer. I am very pleased that it was denied, because I found Zopa. I just applied, and had the answer on the same day. I am very happy with Zopa. Reviewed on: 16th January 2026

Quick disission on loans very friendly and helpful

Quick disission on loans very friendly and helpful Reviewed on: 16th January 2026

Great company!! Easy to use App.

Arrange a loan quickly and efficiently with no problems at a very competitive rate. Easy to use App and reminders of when payment is due. Will recommend and use again in the future. Reviewed on: 16th January 2026

quick and easy

I applied for a loan and the process was very quick and easy. Reviewed on: 16th January 2026

Simple & quick, excellent service

Simple & quick, excellent service Reviewed on: 16th January 2026

Hassle free, manageable loans

Great company. Easy to access and manage loans with any fuss. Reviewed on: 16th January 2026

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