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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Control your money

5
Quick , easy, information at your Fingertips. Just download the app and check your balance, your limit, the interest rates between cash withdrawals and purchases. All you need to keep in control . Security when using your card on line. Reviewed on: 16th January 2026

Excellent company

5
I have had two loans from Zopa, they have been really easy to arrange , the app makes viewing all the details and payments extremely easy to see at any time needed. Out of all the finance companies i have had dealings with Zopa has by fat been the best. Reviewed on: 16th January 2026

Easy and efficient!

5
Zopa were clear about everything and the money arrived very quickly, the app is easy to navigate through also. Reviewed on: 16th January 2026

Very good service no issues at all

5
Very good service no issues at all Reviewed on: 16th January 2026

Easy loan no faff

5
Really good company everything easy to understand and everything explained Reviewed on: 16th January 2026

I took out a personal loan with zopa , it was very q...

5
I took out a personal loan with zopa , it was very quick and straight forward. Money was in my bank in a matter of hours less infact . Can't recommend them enough fantastic. Reviewed on: 16th January 2026

Amaizing service and very well done!

5
Amaizing service and very well done! Reviewed on: 16th January 2026

A great company keeping up to date with all products...

5
A great company keeping up to date with all products Reviewed on: 16th January 2026

Excellent service

5
Excellent professional service, easy to set up and online services east to use Reviewed on: 16th January 2026

Zopa was very easy to deal with and great customer s...

5
Zopa was very easy to deal with and great customer service would highly recommend Reviewed on: 16th January 2026

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