Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Very easy to deal with, you always know where you st...

Very easy to deal with, you always know where you stand. I would highly recommend Zopa Reviewed on: 16th January 2026

From start to finish Zopa were easy to deal with and...

From start to finish Zopa were easy to deal with and very prompt in their handling of the transaction Reviewed on: 16th January 2026

My experience was wonderful

My experience was wonderful. I tried to get a loan with my bank. Unfortunately, it was denied even having a very good credit score. Even the advisor couldn't understand why it was denied, and to have a reason I will need to send a letter and wait for an answer. I am very pleased that it was denied, because I found Zopa. I just applied, and had the answer on the same day. I am very happy with Zopa. Reviewed on: 16th January 2026

Quick disission on loans very friendly and helpful

Quick disission on loans very friendly and helpful Reviewed on: 16th January 2026

Great company!! Easy to use App.

Arrange a loan quickly and efficiently with no problems at a very competitive rate. Easy to use App and reminders of when payment is due. Will recommend and use again in the future. Reviewed on: 16th January 2026

quick and easy

I applied for a loan and the process was very quick and easy. Reviewed on: 16th January 2026

Simple & quick, excellent service

Simple & quick, excellent service Reviewed on: 16th January 2026

Hassle free, manageable loans

Great company. Easy to access and manage loans with any fuss. Reviewed on: 16th January 2026

Great service

Very speedy response and was kept informed of the stages of the process from the application to receiving the funds. Zero stress great job all round Reviewed on: 16th January 2026

Great from start to finish

Easy application with good rates. App is easy to navigate too Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from London Capital Credit Union 4.77 from 877 reviews
Payday Loan
from Fast Loan UK 0.00 from 0 reviews
Logbook loan (discontinued)
from Easy Logbook Loan (inactive company) 4.29 from 19 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub