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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Cutting edge personal loan provider

Easy and efficient process and funds were received the same day. So impress Ive. Cutting edge of personal loans! Reviewed on: 16th January 2026

Easy to deal with ..

Easy to deal with, website very intuitive, rates competitive Reviewed on: 16th January 2026

Easy use website quick and user friendly.

Easy use website quick and user friendly. kind staff who care and take time to explain things to you Reviewed on: 16th January 2026

Amazing experience - Professional

Amazing experience. Would not hesitate to use again and to recommend to others Reviewed on: 16th January 2026

Realistic and Slick

Having applied to a different provider for a loan where the rate offered was way above the original advertised rate Zopa seemed much more realistic at the outset (as well as lower in the end!). It was also a slicker process. Reviewed on: 16th January 2026

Very simply and easy to apply for the loan

Very simply and easy to apply for the loan Reviewed on: 16th January 2026

Very easy to apply and fast service

Very easy to apply and fast service Reviewed on: 16th January 2026

They asked all the right questions as a responsible...

They asked all the right questions as a responsible lender. The decision was quick and the money was in my account within half an hour. Reviewed on: 16th January 2026

I have used Zopa for personal finance loans for seve...

I have used Zopa for personal finance loans for several years and have never had a problem with payment system, updated statements & reapplying for further loans…I do not hesitate to recommend Zooa to friends & family…The service is so good I am reviewing my ‘Hight Street Bank Service’ in favour of Zopa banking services. Reviewed on: 16th January 2026

The whole experience with zopa has been amazing.

The whole experience with zopa has been amazing. Everything is simple to use and understand with no hidden jargon. What you ask for is what you get. Reviewed on: 16th January 2026

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