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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

I have used Zopa for personal finance loans for seve...

I have used Zopa for personal finance loans for several years and have never had a problem with payment system, updated statements & reapplying for further loans…I do not hesitate to recommend Zooa to friends & family…The service is so good I am reviewing my ‘Hight Street Bank Service’ in favour of Zopa banking services. Reviewed on: 16th January 2026

The whole experience with zopa has been amazing.

The whole experience with zopa has been amazing. Everything is simple to use and understand with no hidden jargon. What you ask for is what you get. Reviewed on: 16th January 2026

the whole experience was excellent .

the whole experience was excellent .it was quick and easy to arrange. i am so grateful to the whole process and its made a real difference Reviewed on: 16th January 2026

Brilliant service web site so easy to use.

Brilliant service web site so easy to use. Reviewed on: 16th January 2026

Brilliant

Really fast and easy to do. Straight forward website as well Reviewed on: 16th January 2026

very easy to apply and brilliant app

very easy to apply and brilliant app Reviewed on: 16th January 2026

Good company Great experience quick and efficient

Great experience quick and efficient Reviewed on: 16th January 2026

Excellent Service

Poor credit but working. Zopa met my needs when I needed them. Reviewed on: 16th January 2026

So simple.

Getting the loan I required was very easy to get. No problems and took less than 5 minutes to get approved. Reviewed on: 16th January 2026

Loan Experience

Quick and easy to get my loan, the person I spoke to was very knowledgable and friendly. The money was paid into my account in very quickly once I had been confirmed as acceptable for the loan. Reviewed on: 16th January 2026

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