Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

View other Zopa products

4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68054)

All quick and easy - great communication from Zopa.

All quick and easy - great communication from Zopa. Reviewed on: 16th January 2026

Really good app seeing what your paying and easy rep...

Really good app seeing what your paying and easy repayments Reviewed on: 16th January 2026

5 star service

Fantastic very helpful I would definitely recommend Zopa Reviewed on: 16th January 2026

Easy to apply fast payout

Easy to apply fast payout track on app payments and dates. Reviewed on: 16th January 2026

Excellent from start to finish .

Good interest rates a very slick and user friendly experience from start to finish with the application, then so easy to manage loan with great app. Highly recommend Reviewed on: 16th January 2026

Loans made easy and affordable

Had great rate on my personal loan with zopa, they make the whole experience easy. From requesting and receiving money really quickly, to using the app. You can request early settlement through the app too and you get in a matter of seconds. Really good rates too, very happy customer Reviewed on: 16th January 2026

Easy to deal with, app very good and seems to be a m...

Easy to deal with, app very good and seems to be a modern form of dealing with finance Reviewed on: 16th January 2026

Super Easy, great app and easy to setup

Super Easy, great app and easy to setup Reviewed on: 16th January 2026

Professional and impressive customer service

Easy to arrange with an online application and follow up call from Zopa within two days. Competetive interest rates when compared to other loan companies. Well trained, informative and helpful customer service team Reviewed on: 16th January 2026

Excellent service.

Excellent service...smooth process. Very handy app as well for tracking and managing the loan. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Tesco Bank 3.12 from 78 reviews
Loans
from Boom Community Bank 4.95 from 1098 reviews
Personal loan (discontinued)
from 1st Stop (inactive company) 2.80 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub