Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Pleasure to deal with

Great communication, easy explanation of terms and conditions, quick and easy Reviewed on: 16th January 2026

Organised within a few moments.

Organised within a few moments. Very fast and easy. Money in bank instantly. Would use again. Reviewed on: 16th January 2026

They were just want I needed at the time

They were just want I needed at the time Reviewed on: 16th January 2026

Thank you Zopa!

Thank you Zopa! I am a customer for the last 4 years and i can tell that Zopa values me as a customer. I have experienced a great service as Zopa helped me to source money at a short notice and keeping me posted of my credit rating. Reviewed on: 16th January 2026

Quick and efficient applications.

Quick and efficient applications. Easy to track how much you owe. Reviewed on: 16th January 2026

Positive experience

Make things easy to understand and control. Easy app and can manage you finances well. Reviewed on: 16th January 2026

Excellent service

Was a bit tight for money applied to zonal and got my loan without any quibble have reapplied for another loan and was granted very quick at making decision Reviewed on: 16th January 2026

Easy transactions excellent service

Easy transactions excellent service Reviewed on: 16th January 2026

Great and super quick approval.

Great and super quick approval. No issues at all Reviewed on: 16th January 2026

Good Loan

Good service & very easy to apply Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Equity Crowdfunding (discontinued)
from Microgenius (inactive company) 0.00 from 0 reviews
Peer Lending (discontinued)
from Octopus Choice (inactive company) 4.09 from 4 reviews
Personal Loan
from Metro Bank 4.69 from 74 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub